AU Spont Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

This card allows you to receive cashback on every UPI transaction made. With this card, you can enjoy airport lounge access based on your spending. Complimentary access to railway airport lounges is included with this card.

The AU Spont Credit Card is a great choice for individuals who enjoy shopping and want to earn cashback rewards.

With a joining fee of Rs. 299 + GST and a renewal fee of Rs. 299 + GST, this card offers great value for your money.

One of the standout features of this card is the 1% cashback on all UPI spends, up to Rs. 500.

This means that every time you make a purchase using UPI, you will earn cashback which can be redeemed later.

For frequent travelers, the AU Spont Credit Card offers 2 complimentary railway lounge visits.

This is a great perk, especially for those who travel frequently by train.

Additionally, if you spend Rs. 30,000 in the previous quarter, you can enjoy 2 free domestic lounge visits each quarter.

This is a fantastic benefit for individuals who appreciate comfort and relaxation while traveling.

When it comes to foreign currency transactions, this card has a foreign currency markup of only 0.035.

This means that you can make purchases abroad without worrying about hefty fees.

The interest rate on this card is 3.49% per month, which is reasonable compared to other credit cards in the market.

Additionally, the card offers a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5000, making it a convenient option for frequent drivers.

While this card does not offer specific benefits for movies or dining, the cashback rewards and lounge visits make it a worthwhile choice for those who enjoy shopping and traveling.

Overall, the AU Spont Credit Card provides good value for money with its cashback rewards, lounge visits, and reasonable interest rate.

If you are a frequent shopper who wants to earn rewards on your UPI spends, this card is definitely worth considering.