Terms and Conditions

Terms and Conditions

Welcome to Creditfolio! By accessing and using our website, you agree to the following terms and conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing or using Creditfolio (www.creditfolio.in), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, please refrain from using our site.

2. Eligibility

You must be at least 18 years old to use our services. By using the site, you confirm that you are legally capable of entering into binding contracts.

3. Content and Use

  • All content published on Creditfolio is for informational purposes only and does not constitute financial advice.
  • You may not copy, reproduce, or republish any content without prior written permission from Creditfolio.
  • You are responsible for ensuring that your use of this site complies with applicable laws and regulations.

4. Subscriptions and Payments

Certain content may be accessible only through a paid subscription. By subscribing, you agree to pay the applicable fees and abide by our Cancellation Policy.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. Creditfolio is not liable for any loss or damage arising from your failure to secure your account.

6. Limitation of Liability

Creditfolio shall not be held responsible for any direct, indirect, or incidental damages resulting from your use of the site or reliance on any information provided.

7. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content or practices of those sites and encourage you to read their terms and privacy policies.

8. Changes to the Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page, and continued use of the site implies acceptance of the updated terms.

9. Termination

We may suspend or terminate your access to our site without notice if you breach any of these terms.

10. Unauthorized Sharing and Content Protection

All information, strategies, and content provided through Creditfolio — including exclusive guides, tips, and tricks — are intended solely for the personal use of the registered subscriber.

  • Redistribution, public sharing, publishing, or reselling of any part of our content (including via screenshots, screen recordings, or rephrased material) is strictly prohibited.
  • Each subscriber's access may be uniquely watermarked or tracked to detect misuse or unauthorized distribution.
  • If a user is found sharing, leaking, or disclosing any part of our protected content to the public or third parties, their account will be permanently banned without notice or eligibility for a refund.
  • We reserve the right to take legal action against individuals or entities responsible for the misuse or illegal sharing of our proprietary content.

By subscribing to or using Creditfolio, you acknowledge and agree to abide by these protections in full.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

CreditFolio Managed by Hameed Aslam Omar Navas Ahamed.