Bank of Baroda ConQR Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn up to 5 Reward Points for every Rs. 100 spent. Enjoy savings of up to Rs. 800 on flight bookings through EaseMyTrip. Save up to Rs. 750 on Fab hotel bookings using this credit card. Take advantage of up to 15% discount on Apollo Pharmacy products. Save up to Rs. 5,000 on bookings of two or more nights in Vista rooms. Receive a personal accident cover valued up to Rs. 15 lakhs. Enjoy a 30% discount on all orders from Printvenue. Avail a 1% waiver on fuel surcharge.

The Bank of Baroda ConQR Credit Card is a travel and shopping-oriented card that comes with a range of benefits and features.

With no joining fee or renewal fee, this card is a cost-effective choice for those who frequently travel and shop.

One of the main perks of this card is the reward points system.

Users earn 1 Reward Point on every retail spend of Rs. 100, and 5 Reward Points on every Rs. 100 spent on dining, utility bills, and online purchases.

These points can be redeemed for a variety of rewards, making it a great option for those who enjoy earning and redeeming rewards.

In terms of travel benefits, cardholders can take advantage of up to Rs. 800 discount on flight bookings.

Additionally, there are great discounts available on hotel bookings at popular chains such as Fab hotels, Vista rooms, and Treebo hotels.

These benefits make the Bank of Baroda ConQR Credit Card a valuable companion for any traveler.

For added peace of mind, this card offers insurance benefits as well.

Users receive a personal air accident cover worth Rs. 15 lakhs and a non-air accident cover worth Rs. 5 lakhs, ensuring financial protection in case of unforeseen events.

When it comes to fees, this card offers a rewards redemption fee of Nil, meaning users can enjoy the benefits of their earned points without any extra cost.

The foreign currency markup is 3.50% of the total conversion amount, which is relatively competitive compared to other cards in the market.

In terms of fuel, users get a 1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 5,000.

This can lead to significant savings on fuel expenses, with a maximum waiver of Rs. 250 per month.

While cash advance and interest rates are standard for credit cards, it is important to note that there is a 2.5% fee on domestic ATM withdrawals or a Rs. 300 fee, whichever is higher.

For international ATM withdrawals, the fee is 3% of the withdrawn amount or Rs. 300, whichever is higher.

Overall, the Bank of Baroda ConQR Credit Card is a reliable option for those who enjoy travel and shopping.

With its reward points system, travel discounts, and insurance benefits, it offers a range of perks that can enhance the cardholder's overall experience.