Bank of Baroda Sentinel Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Receive a welcome benefit of 1,000 bonus Reward Points and a complimentary Zomato pro membership. Receive a complimentary 6-month Fitpass pro membership for free. Achieve the required spend milestone and receive a complimentary Amazon Prime membership. Earn up to 10 reward Points for every Rs. 100 spent. Enjoy complimentary domestic lounge access every year. Receive free golf lessons or rounds every year. Avail a 1% fuel surcharge waiver. Receive an accidental insurance cover worth Rs. 20 lakhs.

Bank of Baroda Sentinel Credit Card is a fantastic choice for shoppers looking for a rewards-based credit card.

With no joining fee or renewal fee, it provides great value right from the start.

One of the standout features of this card is the reward program.

With every retail spend of Rs. 100, you earn 2 Reward Points.

Additionally, you get a whopping 5x Rewards on all purchases made at groceries and departmental stores.

These rewards can be redeemed for a variety of exciting options.

The welcome benefits are also impressive.

Upon card activation within the first 30 days, you receive complimentary Flit Pass Pro membership, as well as 1,000 bonus Rewards.

Furthermore, you get a free membership to Zomato Pro, which is perfect for all the food enthusiasts out there.

Travel perks are another highlight of the Sentinel Credit Card.

Every quarter, you enjoy free access to domestic lounges.

This means you can relax and unwind before your flight.

Additionally, you are entitled to 2 complimentary rounds of golf every year, adding a touch of luxury to your leisure time.

The insurance benefits of this card are worth mentioning.

You receive an insurance cover worth Rs. 20 lakhs against personal accidental death, providing peace of mind for you and your loved ones.

When it comes to fees and charges, this card delivers great value.

There is no rewards redemption fee, allowing you to freely enjoy the benefits of your hard-earned rewards.

The foreign currency markup stands at 3.5% of the total transaction amount, which is competitive in the market.

As for the interest rate, it is set at 3.49% per month.

Fuel transactions also come with a perk as you get a 1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 5,000.

Lastly, cash advance charges are 2.5% of the withdrawn amount or a minimum of Rs. 300 at domestic ATMs, and 3% or Rs. 300 at international ATMs.

In summary, the Bank of Baroda Sentinel Credit Card offers a wide range of benefits targeted towards shoppers.

With its comprehensive rewards program, welcome benefits, travel perks, and insurance coverage, this card is truly a valuable addition to your wallet.