IDFC First Private Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Exclusive credit card available only by invitation. Accumulate Karma Points that can be redeemed for charitable purposes. Receive up to 10 times the reward points on your purchases. Enjoy a discount of up to Rs. 750 on movie tickets twice per month. Receive complimentary rounds of golf annually based on your monthly spending. Access domestic and international airport lounges for free. Benefit from an air accident cover worth Rs. 1 Crore. No late payment fees or over-limit charges.

The IDFC First Private Credit Card is an excellent choice for individuals who enjoy Movies, Travel, and Shopping.

With a joining fee of Rs. 50,000 + GST and a renewal fee of Rs. 50,000 + GST, this credit card offers a range of benefits that make it worth the investment.

One of the most attractive features of this credit card is its reward type.

With Reward Points as the reward type, cardholders can earn points on every purchase they make.

To welcome new cardholders, the IDFC First Private Credit Card offers 200,000 Reward Points worth Rs. 50,000.

Additionally, cardholders will also receive a complimentary Taj Epicure membership.

When it comes to Movies, the IDFC First Private Credit Card offers a fantastic benefit.

Cardholders can enjoy a discount of up to Rs. 750 on movie/non-movie bookings made through BookMyShow.

For Shopping enthusiasts, this credit card provides an opportunity to earn Reward Points with every purchase.

Cardholders can earn 3 Reward Points on every Rs. 100 spent offline and 6 Reward Points on every Rs. 100 spent online.

Travel benefits are another highlight of the IDFC First Private Credit Card.

Cardholders can enjoy free airport lounge access and spa sessions every year.

Additionally, primary and add-on cardholders can avail of 4 complimentary domestic and 4 complimentary international lounge access every quarter.

Golf enthusiasts will appreciate the 2 complimentary golf rounds/lessons that can be enjoyed every month with this credit card.

Insurance benefits are also included with this credit card.

Cardholders are provided with an air accident cover worth Rs. 1 crore and coverage for delay or loss of check-in baggage.

Other notable features of the IDFC First Private Credit Card include a fuel surcharge waiver of 1% on all fuel purchases, a cash advance fee of Rs. 250, and an interest rate of 0.99% per month.

While there is a rewards redemption fee of Rs. 99 plus taxes, the IDFC First Private Credit Card offers a comprehensive range of benefits that make it a worthwhile choice for individuals who enjoy Movies, Travel, and Shopping.

In conclusion, the IDFC First Private Credit Card is a valuable financial tool for those who love Movies, Travel, and Shopping.

With its attractive reward points system, welcome benefit, discounted movie bookings, and various travel perks, this credit card offers great value for money.

Additionally, the added insurance benefits and golf privileges further enhance its appeal.

With a reasonable joining fee and renewal fee, individuals seeking a credit card suited for their lifestyle should consider the IDFC First Private Credit Card.