PNB RuPay Platinum Patanjali Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

There is no fee to join. You will receive a welcome bonus of 300 Reward Points. You will earn 1 Reward Point for every Rs. 150 spent. On registering for the e-bill facility, you will receive 50 Reward Points. At Patanjali stores, you will receive 2% cashback up to Rs. 50 on every transaction. You can enjoy complimentary access to selected domestic airport lounges. The annual fee can be waived based on your spending. You will also receive complimentary insurance coverage for accidental death. Additionally, you will enjoy a 1% fuel surcharge waiver on all fuel transactions.

The PNB RuPay Platinum Patanjali Credit Card offers an appealing range of benefits that make it an excellent choice for avid shoppers.

With no joining fee and a renewal fee of Rs. 500 + GST, this card provides great value for money.

In terms of rewards, the card offers Reward Points as its reward type.

As a welcome benefit, customers are eligible for 300 bonus Reward Points.

Additionally, cardholders can earn 1 Reward Point on every spend of Rs. 150 and enjoy a 2% cashback at Patanjali stores.

This is especially advantageous for individuals who frequently shop at Patanjali outlets.

For movie and dining enthusiasts, this card provides exciting discount offers at numerous restaurants nationwide.

This feature is sure to delight customers who enjoy dining out or watching movies.

Travel perks are also included with the PNB RuPay Platinum Patanjali Credit Card.

Cardholders can enjoy complimentary airport lounge access, which adds an extra touch of luxury to their travel experiences.

Moreover, customers are entitled to 2 complimentary domestic lounge access every quarter.

Although the card does not provide specific benefits for golf or international lounges, it does offer an accidental death cover worth Rs. 2 lakhs as part of its insurance benefits.

This serves as an added layer of protection for cardholders.

The annual fee can be waived off if the card is used at least once in each quarter, making it an attractive option for individuals who want to avoid unnecessary fees.

Furthermore, there is no rewards redemption fee, which allows users to seamlessly utilize their accumulated Reward Points.

On the flip side, the PNB RuPay Platinum Patanjali Credit Card does carry a foreign currency markup of 3.5% on all foreign currency transactions.

This should be taken into consideration when making international purchases.

In terms of financial aspects, the card carries an interest rate of 2.95% per month.

For fuel transactions between Rs. 500 and Rs. 3,000, customers can enjoy a 1% fuel surcharge waiver, which is a nice money-saving feature.

However, cash advances are subject to a cash advance fee of 2% of the withdrawn amount, with a minimum specific amount.

Overall, the PNB RuPay Platinum Patanjali Credit Card offers a compelling package for shoppers, especially those who frequently visit Patanjali stores.

Its range of benefits, including reward points, cashback offers, and complimentary airport lounge access, make it an excellent choice for individuals seeking a rewarding credit card experience.