Yes Bank Marquee Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Yes Bank offers a high-end card known as The Premium Card. Both primary and add-on card holders can enjoy unlimited access to lounges. Additionally, there is a BOGO offer on movies. For online spends of Rs. 200, card holders earn 34 Reward Points (RPs), and for offline spends, they earn 18 RPs.

The Yes Bank Marquee Credit Card is a top-notch choice for individuals who enjoy movies, travel, and shopping.

With a joining fee of Rs. 9,999 + GST and a renewal fee of Rs. 4,999 + GST, this card offers a range of benefits and features that make it well-suited for these activities.

To begin with, the reward type offered by this credit card is Reward Points, which can be accrued and redeemed for various purposes.

As a welcome benefit, cardholders receive a generous 60,000 Reward Points, giving them a head start in earning rewards.

For movie and dining enthusiasts, this card offers a 15% discount on select restaurants and a BOGO (Buy One Get One) offer on movies, ensuring an enjoyable and cost-effective experience.

Individuals who love shopping, both online and offline, will appreciate the 36 Reward Points earned for every spend of Rs. 200 on online shopping, as well as the 18 Reward Points earned for every offline spend of Rs. 200.

For those who frequently travel, the Yes Bank Marquee Credit Card provides useful benefits such as Lounge Access and Low Foreign Mark-up Fees.

Cardholders are entitled to 6 free domestic lounge visits each quarter, totaling 24 visits in a year.

Additionally, both the primary and add-on cardholders receive unlimited lounge access at international lounges.

Golf enthusiasts will be delighted to know that this card offers one complimentary golf lesson each month, as well as 4 green fee waivers, enabling them to indulge in their hobby without additional expenses.

In terms of insurance benefits, the credit shield cover of Rs. 3 lakh offers cardholders financial security and peace of mind.

Furthermore, there is a spend-based waiver on spending Rs. 10 lakh in a year, ensuring that cardholders can enjoy the benefits of this card without any renewal fees.

When it comes to rewards redemption, there is no rewards redemption fee, making it convenient for cardholders to utilize their accumulated rewards.

However, it is important to note that the card carries a foreign currency markup of 1% of the transaction amount, which should be taken into consideration while using the card for international transactions.

As for the interest rate, it stands at 2.99% per month (35.88% annually), which is a factor to consider when managing monthly payments.

In terms of additional charges, a fuel surcharge of 1% is applicable on fuel transactions ranging between Rs. 400 and Rs. 5,000.

Cash advances are subject to a fee of 2.5% of the transaction amount.

Overall, the Yes Bank Marquee Credit Card is a comprehensive offering that caters to the needs of movie lovers, avid shoppers, frequent travelers, and golf enthusiasts.

With its array of benefits and features, this credit card presents itself as a truly enticing option in the market.