6E Rewards XL – IndiGo HDFC Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

One benefit that comes with the 6E Prime Add-On is a welcome package which includes priority check-in, the ability to choose your own seat, a complimentary meal, and faster baggage handling. In addition, if you activate your card and pay the annual fee of Rs. 2,500, you will receive a complimentary IndiGo air ticket worth Rs. 3,000 after making three or more purchases every three months. You can also earn IndiGo 6E Rewards as Reward Points, with up to 20% rewards on IndiGo featured partners, 5% on IndiGo purchases, 3% on dining, grocery, and entertainment, and 2% on all other expenses. Furthermore, you will receive a discounted convenience fee of Rs. 150 per passenger when booking IndiGo tickets. Lastly, as part of the MasterCard Lounge Program, you will have access to eight complimentary domestic lounges per calendar year, with two per quarter.

The 6E Rewards XL – IndiGo HDFC Bank Credit Card is a travel-focused credit card that offers a range of benefits and rewards to suit frequent flyers.

With a joining fee of Rs. 1,500 + GST and a renewal fee of Rs. 1,500 + GST, this card provides value for money for those who travel frequently.

One of the key benefits of this card is the reward type, which is Reward Points.

Cardholders can earn reward points on their purchases, which can be redeemed for a variety of rewards.

Additionally, cardholders are eligible for a welcome benefit of one complimentary flight ticket worth Rs. 3000 and 6E Prime Add-On.

For those who enjoy dining out, this card offers 3% 6E Rewards on Dining spends and a discount at premium restaurants across major cities under the Good Food Trail Dining Program.

This makes it an ideal choice for food lovers.

In terms of shopping, cardholders can earn 6E Rewards – 5% on IndiGo purchases and 3% on dining, grocery, and entertainment expenses.

For all other transactions, cardholders can earn 2% in rewards.

Travel benefits include complimentary access to domestic lounges.

Cardholders can also enjoy 8 complimentary domestic lounge visits annually, with a maximum of 2 visits per quarter.

Unfortunately, international lounge access is not provided with this card.

Unfortunately, this credit card does not offer any golf benefits or insurance benefits.

Additionally, there is no spend-based waiver available.

In terms of fees, this card does not have a rewards redemption fee.

However, there is a foreign currency markup of 2.5% (plus applicable taxes).

The interest rate is 3.6% per month (43.2% annually), and there is a cash advance fee of 2.5% of the withdrawn amount, subject to a minimum charge of Rs. 500.

Fuel surcharge benefits are not provided with this card.

Overall, the 6E Rewards XL – IndiGo HDFC Bank Credit Card is a suitable choice for frequent travelers who want to earn rewards on their expenses.

With its travel and dining benefits, this card offers value for money and convenience.