Tata Neu Plus HDFC Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

As a welcome benefit, you will receive 499 NeuCoins. When shopping at Tata brands, you will earn 2% back as NeuCoins and 1% back while shopping at Non-Tata brands. Additionally, after registering for Tata NeuPass, you will receive an extra 5% back as NeuCoins when using the Tata Neu app or website. You will also enjoy complimentary access to domestic airport lounges and a 1% surcharge waiver on fuel transactions up to Rs. 250 per month. Lastly, your renewal fee will be waived based on your spending.

The Tata Neu Plus HDFC Bank Credit Card comes with a joining fee of Rs. 499 + GST and a renewal fee of Rs. 499 + GST.

This card is best suited for Shopping and offers reward points as the reward type.

One of the welcome benefits of this card is 499 NeuCoins.

However, there are no movie dining benefits available.

When it comes to shopping, cardholders can enjoy a 2% cashback in the form of NeuCoins while shopping on Tata Brands and 1% cashback while shopping on non-Tata Brands.

Additionally, they can earn an additional 5% back as NeuCoins on the Tata Neu app or website.

For those who travel frequently, this credit card offers complimentary access to domestic airport lounges.

Cardholders can enjoy 4 complimentary visits to domestic airport lounges, limited to 1 visit per quarter.

Unfortunately, there are no international lounge, golf, or insurance benefits included with this card.

Cardholders can have the renewal fee of Rs. 499 waived off if they spend an amount increasing Rs. 1 Lakh in the previous year.

However, there is a rewards redemption fee of Rs. 99 per redemption request.

When it comes to foreign currency transactions, a 3.5% foreign currency markup is applied.

The interest rate on this credit card is 3.75% per month (45% annually).

Cardholders can enjoy a waiver of 1% on fuel surcharge on fuel transactions.

For cash advances, the higher of 2.5% of the amount withdrawn or Rs. 500 will be applicable.

In summary, the Tata Neu Plus HDFC Bank Credit Card is a suitable choice for those who enjoy shopping.

It offers attractive cashback rewards on Tata and non-Tata brands.

The card also provides access to domestic airport lounges, along with the opportunity to have the renewal fee waived off by meeting the spending requirement.

However, it is important to be mindful of the rewards redemption fee and foreign currency markup.