6E Rewards – IndiGo HDFC Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn 2.5% 6E Rewards on your IndiGo ticket bookings when using the IndiGo HDFC Credit Card. Receive 2% 6E Rewards on Dining, Groceries, and Entertainment, and 1% 6E Rewards on all other purchases. Enjoy up to 10% 6E Rewards on selected IndiGo partners. Receive a complimentary 6E Prime Add-on upon sign-up. Get a free IndiGo air ticket worth Rs. 1,500 when you make 3 or more transactions in each of the first 3 months after activating your card. Take advantage of special dining benefits through the Good Food Trail Dining Program.

I recently got the opportunity to review the 6E Rewards – IndiGo HDFC Bank Credit Card.

This card is a great choice for individuals who love to travel and want to make the most of their credit card rewards.

With a joining fee of Rs. 500 + GST and a renewal fee of Rs. 500 + GST, it offers a range of benefits and rewards that cater to frequent flyers.

One of the standout features of this credit card is the welcome benefit.

Upon joining, cardholders receive 1 complimentary 6E Prime add-on, which includes priority check-in, a complimentary meal, quicker baggage handling, and the choice of preferred seating.

This is a great perk for travelers who value convenience and comfort during their journeys.

Additionally, the card offers exciting discount offers on dining through the Good Food Trail Dining Program.

Cardholders can enjoy discounts at participating restaurants, making it a great choice for those who enjoy wining and dining while exploring new places.

In terms of rewards, the card offers a reward type of Reward Points.

For every spend, cardholders can earn 1% 6E Rewards.

Moreover, they can earn 2% 6E Rewards on groceries, dining, and entertainment, and a generous 2.5% 6E Rewards for IndiGo ticket bookings.

These rewards can be accumulated and later redeemed for various benefits.

However, it's important to note that there is a rewards redemption fee of Rs. 99 on every redemption request.

While this may not be a deal-breaker, it is something to consider before making frequent redemptions.

In terms of fees and charges, the card comes with a foreign currency markup of 3.5% of the transaction amount (plus applicable taxes).

This may deter frequent international travelers who wish to avoid unnecessary fees.

Additionally, the interest rate stands at 3.6% per month (43.2% annually), which is relatively high compared to other credit cards in the market.

On the positive side, the card offers a fuel surcharge waiver of 1% for purchases between Rs. 400 and Rs. 5,000, capped at Rs. 250 per month.

This is a great benefit for individuals who frequently commute by car.

Finally, in terms of cash advance, the card charges 2.5% of the amount withdrawn, subject to a minimum charge of Rs. 500.

While this fee is relatively standard, it's important to keep in mind if you plan on using the cash advance feature.

Overall, the 6E Rewards – IndiGo HDFC Bank Credit Card is a solid choice for individuals who prioritize travel and want to make the most of their credit card rewards.

With its welcome benefits, rewards program, and dining discounts, it offers a great value proposition.

However, it's important to consider the fees and charges associated with the card, especially the rewards redemption fee, foreign currency markup, and high-interest rate.