Accelero ICICI Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn 2 Reward Points for every Rs. 100 spent. Receive a bonus cashback of 2.5% on fuel purchases made at HPCL pumps. Have your annual fee waived based on your spending. Enjoy a free car wash. Receive complimentary roadside assistance available at all times. Access to one airport lounge per quarter at no charge. Enjoy a 25% discount on movies when booking through Bookmyshow. Receive a discount of 15% or more on dining expenses.

The Accelero ICICI Bank Credit Card is a travel-oriented credit card with a joining fee of Rs. 499 + GST and a renewal fee of Rs. 499 + GST.

It is a suitable option for individuals who frequently travel and prefer to earn rewards in the form of Reward Points.

One of the standout features of this credit card is the welcome benefit.

Upon card activation, customers will be entitled to complimentary roadside repair services, car wash, and a general checkup for the first year.

This is a great perk for those who want to ensure their vehicle is always in good condition while on the road.

Additionally, cardholders can enjoy a 25% discount on movie tickets when booking through Bookmyshow and Inox, making it an ideal choice for moviegoers.

Furthermore, through the ICICI Bank Culinary Treats Programme, customers have access to exclusive dining benefits.

With every Rs. 100 spent on shopping, cardholders can earn 2 Reward Points, allowing them to accumulate points quickly.

These points can later be redeemed for exciting rewards.

Moreover, travelers can relish in the perk of complimentary domestic lounge access each quarter, providing a comfortable and relaxing experience.

In terms of lounge benefits, cardholders receive one complimentary visit to the domestic lounge per quarter, ensuring a luxurious experience while waiting for their flights.

However, international lounge access is not available with this card.

While this card does not offer specific golf or insurance benefits, customers can benefit from a spend-based waiver.

If the cardholder spends Rs. 1.25 Lakhs using this credit card, the renewal fee for the next year will be waived off.

It is important to note that there is a rewards redemption fee of Rs. 99 (plus applicable taxes) for redeeming accumulated Reward Points.

Additionally, a foreign currency markup of 3.5% is applicable for transactions made in foreign currencies.

For cash advances, the card charges the higher of 2.5% of the withdrawn amount or Rs. 300.

On the bright side, there is a 1% waiver on fuel surcharge at all HPCL fuel stations.

Lastly, the credit card carries an interest rate of 3.40% per month, which translates to an annual rate of 40.8%.

Overall, the Accelero ICICI Bank Credit Card provides ample travel perks such as lounge access and rewarding points system.

The welcome benefits and movie dining discounts add extra value.

However, it is essential to consider the renewal fee and the interest rate before opting for this card.