Emirates Skywards ICICI Bank Emeralde Credit Card Review

Joining the Skywards Silver Tier membership is free and comes with benefits such as 10,000 bonus Skywards Miles and earning 2.5 Skywards Miles for every Rs. 100 spent. Members also enjoy unlimited access to lounges and can upgrade to the Gold Tier me...

Emirates Skywards ICICI Bank Emeralde Credit Card Review


General Information

Our Rating
9/10
Joining Fee
₹Rs. 10,000 + GST
Annual Fee
₹Rs. 10,000 + GST
Best For
Travel

Rewards and Benefits

Reward Type
Reward Points
Welcome Offers
10,000 Skyward Miles and Emirates Skywards Silver Tier membership.
Entertainment & Dining
Buy 1 Get 1 Free offer on movies four times every month. Exclusive dining offers with ICICI Bank Culinary Treats Programme.
Shopping Perks
2.5 Skyward Miles for every Rs. 100 spend on all transactions and 1 Skyward Mile on every Rs. 100 spent on insurance and utilities.
Travel Benefits
Complimentary airport lounge access and spa sessions with the Dreamfolks membership.
Domestic Lounge Access
Complimentary unlimited access to domestic lounges per year.
International Lounge Access
Unlimited access to international lounges.
Golf Benefits
NA
Insurance Coverage
NA

Fees and Charges

Spend Waiver
NA
Redemption Fee
Nil
Forex Markup
3.5
Interest Rate
3.40% per month
Fuel Surcharge Waiver
On all fuel transactions up to ₹ 4,000, you will get a surcharge waiver of 1%.
Cash Advance Fee
Higher of Rs. 500 or 2.5% of the amount withdrawn.

Summary

Skywards Silver Tier membership is provided free of charge. As a joining benefit, you will receive 10,000 bonus Skywards Miles. For every Rs. 100 spent, you will earn 2.5 Skywards Miles. Unlimited complimentary access to both domestic and international lounges. Achieving the milestone spend will upgrade you to Skywards Miles Gold Tier membership. Exclusive dining deals are available through the ICICI Bank Culinary Treats Programme. Twice a month, you can enjoy a Buy 1 Get 1 Free offer on movie tickets. There is a 1% surcharge waiver on fuel transactions.

Our Review

The Emirates Skywards ICICI Bank Emeralde Credit Card is a travel-oriented credit card that offers various benefits and rewards for frequent travelers.

With a joining fee of Rs. 10,000 + GST and a renewal fee of Rs. 10,000 + GST, this card is designed to provide a premium experience for cardholders.

One of the standout features of this card is the reward system.

Cardholders can earn Reward Points on their purchases, with a rate of 2.5 Skyward Miles for every Rs. 100 spent on all transactions and 1 Skyward Mile for every Rs. 100 spent on insurance and utilities.

These miles can be redeemed for various travel-related benefits, making it ideal for those who love to explore different destinations.

The welcome benefit of 10,000 Skyward Miles and Emirates Skywards Silver Tier membership adds even more value to the card.

This allows cardholders to enjoy exclusive perks and privileges when flying with Emirates.

For movie enthusiasts, the card offers the Buy 1 Get 1 Free offer on movies four times every month.

This is a fantastic perk for those who enjoy watching films on the big screen.

Additionally, cardholders can take advantage of the exclusive dining offers through the ICICI Bank Culinary Treats Programme.

This allows them to indulge in a wide range of dining experiences at partner restaurants.

When it comes to travel, the Emirates Skywards ICICI Bank Emeralde Credit Card provides complimentary airport lounge access and spa sessions with the Dreamfolks membership.

Cardholders also benefit from unlimited access to domestic and international lounges, ensuring a comfortable and relaxing journey.

Although this card does not offer specific benefits for golf or insurance, its focus on travel-related benefits more than makes up for it.

It is important to note that the card charges a foreign currency markup of 3.50% on all international transactions.

Furthermore, the interest rate is 3.40% per month, which may be a consideration for those who carry a balance on their card.

In conclusion, the Emirates Skywards ICICI Bank Emeralde Credit Card is an excellent choice for frequent travelers who value exclusive travel benefits and rewarding experiences.

With its welcome benefit of 10,000 Skyward Miles, complimentary lounge access, and attractive reward system, this card provides a top-notch experience for jet-setters.

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