Aditya Birla SBI Card SELECT Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Upon card activation, you will receive 6000 Rewards Points. You will earn 20X Reward Points for every Rs 100 spent at Aditya Birla Stores. For Entertainment, Dining, and Hotels, you will earn 10X Reward Points for every Rs 100 spent. On other categories, you will earn 2X Reward Points for every Rs 200 spent. A 1% fuel surcharge waiver is also included. You will have access to 4 complimentary Domestic Airport Lounges. By spending Rs 1.5 Lakh, you will earn an additional 3000 Rewards Points. For spending Rs 3 Lakh, an additional 3000 Rewards Points will be awarded.

The Aditya Birla SBI Card SELECT is a credit card that offers a range of benefits for travel and shopping enthusiasts.

With a joining fee of Rs. 1,499 + GST and an annual renewal fee of Rs. 1,499 + GST, this card is worth considering for those who frequently indulge in these activities.

One of the key highlights of this credit card is its reward points program.

With each spending of Rs. 100 at Aditya Birla Stores, you can earn a remarkable 20X Reward Points.

Additionally, for every Rs. 100 spent on Entertainment, Dining, and Hotels, you can earn 10X Reward Points.

For other spending categories, you will be rewarded with 2X Reward Points per Rs. 200 spent.

For frequent travelers, this card offers complimentary access to lounges in India, including 4 complimentary access to domestic airport lounges per year.

This feature allows cardholders to relax and unwind during their travel experiences.

In terms of fees, there is a rewards redemption fee of Rs. 99 per redemption request.

Additionally, there is a foreign currency markup of 3.5% on conversion amounts.

It is important to note that this card comes with an interest rate of 3.5% per month (42% per annum), so it is advisable to clear the outstanding dues on time.

When it comes to fuel transactions, this credit card provides a 1% surcharge waiver at all fuel stations across India, making it convenient and cost-effective for cardholders.

In a nutshell, the Aditya Birla SBI Card SELECT is a great option for those who enjoy travel and shopping.

Its reward points program, access to lounges, and fuel surcharge waiver make it a valuable choice.

However, the fees and interest rate should be taken into consideration before applying for this credit card.