SBI Shaurya Select Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Exclusively available to those in the defense sector. Earn 10 Reward Points for every Rs. 100 spent on dining, movies, departmental stores, and grocery purchases. Earn 2 Reward Points per Rs. 100 spent on all other transactions. Receive 1,500 bonus Reward Points upon card renewal. Receive a Pizza Hut e-voucher when reaching quarterly spending milestones. Receive a Yatra/Pantaloons e-voucher when reaching annual spending milestones. Receive complimentary insurance coverage for personal accidents. Enjoy a 1% fuel surcharge waiver on all fuel transactions. Renewal fee waived based on spending amount.

The SBI Shaurya Select Credit Card is a great option for those who enjoy shopping.

With no joining fee, it offers a renewal fee of Rs. 1,499 + GST.

The reward type for this card is Reward Points.

Although there is no welcome benefit or movie dining option, you can earn 2 Reward Points on every spend of Rs. 100.

Additionally, you can earn 5x Reward Points on dining, groceries, departmental stores, and movies.

If you are a frequent shopper, this card is definitely worth considering.

It also provides a complimentary insurance cover worth Rs. 10 lakhs against personal accident.

The renewal fee can be waived off by spending Rs. 1,50,000 or more in the previous year.

There is a rewards redemption fee of Rs. 99 on every redemption request.

For foreign currency spends, there is a foreign currency markup of 3.5%.

The interest rate is 2.75% per month or 33% annually.

When it comes to fuel transactions between Rs. 500 and Rs. 4,000, you can enjoy a fuel surcharge waiver of 1%.

Cash advances on this card are charged at 2.5% of the withdrawn amount or a minimum of Rs. 500.

In summary, the SBI Shaurya Select Credit Card is well-suited for shopping enthusiasts.

With its reward points system and insurance benefits, it is a practical choice.

The spend-based waiver on the renewal fee and the fuel surcharge waiver on fuel transactions are also appealing features of this card.