Air India SBI Signature Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Once you have paid the joining fee of the credit card, you will receive a welcome benefit of 20,000 Reward Points. You will also receive a complimentary membership of the Air India Frequent Flyer program, Flying Returns. Every year on your anniversary, you will be given a gift of 5,000 Reward points. By achieving the pre-defined spends, you can earn up to 1,00,000 bonus reward points annually. For every Rs. 100 spent on retail purchases, you will receive 4 reward points. If you book Air India tickets for yourself through airindia.in or the Air India mobile app, you will earn 30 reward points for every Rs. 100 spent. Booking Air India tickets for yourself or others through Air India booking office or Air India call centers will earn you 10 reward points for every Rs. 100 spent. You will also receive a complimentary Priority Pass membership, although lounge visits will incur a charge. Additionally, you can enjoy complimentary access to domestic airport lounges through the Visa lounge access program.

The Air India SBI Signature Credit Card is a top-notch option for frequent travelers.

With a joining fee of Rs. 4,999 plus GST and a renewal fee of Rs. 4,999 plus GST, this card is specifically designed for individuals who love to explore the world.

The card offers a welcome benefit of 20,000 reward points, which can be redeemed in various ways.

Shopping enthusiasts will be pleased to know that they can earn 30 reward points for every Rs. 100 spent on tickets booked for themselves through airindia.in.

Additionally, 10 reward points will be earned for every Rs. 100 spent on tickets booked for others through both airindia.in and Air India Booking office or call centers.

One of the standout features of this credit card is the ability to convert reward points into Air India Air Miles, allowing cardholders to make the most of their travels.

Moreover, customers will enjoy complimentary domestic and international airport lounge access, with up to 8 visits to domestic lounges each year.

Priority Pass membership is also included, although visits may incur charges.

In terms of insurance benefits, cardholders will have peace of mind knowing they are covered for Rs. 1 Lakhs against the loss of their credit card.

Furthermore, a fuel surcharge waiver of 1% is provided on transactions between Rs. 500 and Rs. 4,000.

While the Air India SBI Signature Credit Card offers fantastic benefits, it's important to note the foreign currency markup of 3.5% on transacted amounts.

Additionally, the interest rate of 3.5% per month (or 42% annually) should be taken into consideration.

For those who frequently require cash advances, a fee of 2.5% or Rs. 500 (whichever is higher) is applicable.

Should you choose to redeem your rewards, a nominal fee of Rs. 99 plus applicable taxes will be charged.

Overall, the Air India SBI Signature Credit Card is a great choice for travelers seeking exclusive benefits, enhanced rewards, and peace of mind.

Buckle up and make the most of your journeys with this exceptional credit card.