Airtel Axis Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

As a welcome benefit, receive an Amazon gift voucher valued at Rs. 500. Enjoy up to 25% cashback when paying Airtel Mobile, broadband, and DTH bills through the Airtel Thanks app. Get 10% cashback on gas, electricity, and water bill payments as well as on orders made through Swiggy, Zomato, and BigBasket via the Airtel Thanks app. Earn 1% cashback on all other retail purchases made with the Airtel Axis Bank Credit Card. Receive 4 complimentary domestic lounge access passes every year and enjoy a 1% fuel surcharge waiver. Additionally, the annual fee is waived based on your spending.

The Airtel Axis Bank Credit Card is a great option for individuals who frequently make food bill payments and are looking for a cashback reward type.

With a joining fee of Rs. 500 + GST and a renewal fee of Rs. 500 + GST, this credit card comes with some attractive benefits.

For starters, cardholders are welcomed with an Amazon voucher worth Rs. 500, which is a nice bonus.

Additionally, there are offers on movie dining, with up to 20% off on dining across 4000+ participating restaurants.

The Airtel Axis Bank Credit Card also offers shopping benefits, such as 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges, as well as 10% cashback on utility bill payments via the Airtel Thanks app.

Cardholders can also enjoy 10% cashback on Swiggy, Zomato, and BigBasket, making it a convenient choice for those who frequently use these services.

For other spends, users can earn 1% cashback.

Travel perks include complimentary domestic lounge access, with cardholders receiving four complimentary domestic lounge access every year.

Unfortunately, there are no international lounge or golf benefits included with this card.

Additionally, no insurance benefits are provided.

The Airtel Axis Bank Credit Card offers a spend-based waiver for the annual fee.

If you spend Rs. 2 lakhs or more in the previous year, the annual fee is waived off.

This can be a great money-saving feature for those who plan to use their credit card frequently.

There are no rewards redemption fees associated with this credit card.

However, it is important to note that a foreign currency markup fee of 3.5% of the total transaction amount applies to international transactions.

The interest rate on this credit card is 3.6% per month, which is fairly standard for credit cards.

There is also a fuel surcharge waiver of 1% on all transactions between Rs. 400 and Rs. 4,000.

If you need to withdraw cash using this credit card, a cash advance fee of 2.5% of the withdrawn amount or Rs. 500 (whichever is higher) will be applicable.

In conclusion, the Airtel Axis Bank Credit Card is a suitable choice for individuals who frequently make food bill payments and are seeking a cashback reward type.

With attractive benefits such as welcome vouchers, dining discounts, and cashback on Airtel services and utility bill payments, this card offers convenience and savings.

However, it is important to consider the foreign currency markup fee and the interest rate before using this card for international transactions or carrying a balance.