Axis Bank Neo Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn 1 EDGE REWARD point for every Rs. 200 spent using this card. Redeem your Reward Points for more than 500 choices. Avail a 40% discount on Zomato food delivery when using an Axis Bank Neo Credit Card. Enjoy a 15% discount on dining at affiliated partner restaurants. Get a 10% discount on purchases made at Blinkit, Myntra, and BookMyShow. Receive a 1% fuel surcharge waiver at all fuel stations in India.

The Axis Bank Neo Credit Card is a fantastic option for individuals who love to shop and indulge in delicious food.

With features like a Nil joining fee and Nil renewal fee, this card offers great value for money.

One of the best benefits of this card is the reward type - Reward Points.

You can earn 1 EDGE REWARD point on every Rs. 200 spent, which can be redeemed for exciting gifts and vouchers.

The welcome benefit is equally impressive.

You get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of receiving the card.

This is a great way to enjoy immediate savings.

When it comes to entertainment, the Axis Bank Neo Credit Card has got you covered.

You get 10% off on booking movie tickets on BookMyShow and a fabulous 40% off on food delivery while ordering with Zomato.

It's a win-win situation for movie buffs and foodies alike.

While this card doesn't offer specific travel benefits, it still remains a top choice for individuals who prioritize shopping and food experiences.

In terms of fees, this card comes with a rewards redemption fee of Nil and a foreign currency markup of 3.5% on all foreign currency transactions.

It is important to note that the interest rate is 3.6% per month (52.86% per annum), so it is advisable to clear the outstanding amount in a timely manner.

Additionally, the Axis Bank Neo Credit Card offers a fuel surcharge waiver of 1% on transactions between Rs. 400 - Rs. 4000 made at petrol pumps across India.

This is a great way to save money on fuel expenses.

For cash advances, a fee of 2.50% or a minimum of Rs. 500 is applicable.

Overall, the Axis Bank Neo Credit Card is a solid choice for individuals who love shopping and food.

While it doesn't offer specific travel or insurance benefits, the card more than makes up for it with its attractive shopping and dining rewards.