Axis Bank Atlas Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Axis Bank Edge Miles are accumulated as Reward Points. Upon joining the card membership, 5,000 Edge Miles worth Rs. 5,000 are granted. For every Rs. 100 spent on travel with the card, 5 Edge Miles are earned. The card is offered in three membership tiers: silver, gold, and platinum. Additional Edge Miles are given as a bonus when specific spending goals are achieved with the card. Partner restaurants offer a discount of 25% up to Rs. 800 through EazyDiner. Access to domestic and international airport lounges is provided as a complimentary benefit.

The Axis Bank Atlas Credit Card is a suitable option for avid travelers seeking a rewarding credit card experience.

With a joining fee of Rs. 5,000 + GST and a renewal fee of Rs. 5,000 + GST, this card offers a range of benefits and features.

One of the most enticing benefits of the Axis Bank Atlas Credit Card is the reward type: Reward Points.

Cardholders can earn Reward Points for every transaction made, allowing them to accumulate points quickly and redeem them for a variety of exciting rewards.

Upon card issuance, users are welcomed with a generous benefit of 2,500 Edge Miles after completing just one transaction within 37 days.

This is an excellent incentive that sets the tone for a rewarding card experience from the start.

Another significant advantage is the movie dining discounts offered at partner restaurants via EazyDiner.

Cardholders can enjoy discounts of up to 25% (up to Rs. 800) twice per month on a minimum order value of Rs. 2000.

This perk is particularly appealing for movie enthusiasts and food lovers alike.

For travel enthusiasts, the Axis Bank Atlas Credit Card offers accelerated EDGE Mile earning.

Users can earn 5 Edge Miles for every Rs. 100 spent on travel spends and 2 Edge Miles for every Rs. 100 spent on all other transactions, excluding spends on Hotels, Airlines, and the TRAVEL EDGE Portal.

This feature enhances the travel experience and allows cardholders to make the most of their expenses.

The Axis Bank Atlas Credit Card also provides ample lounge access privileges.

Cardholders can enjoy up to 8 domestic lounge visits per annum with the Silver Tier, 12 visits with the Gold Tier, and 18 visits with the Platinum Tier.

Additionally, for international travelers, the card offers 4 lounge visits per annum under the Silver Tier, 6 visits under the Gold Tier, and 12 visits under the Platinum Tier.

These lounge benefits are an excellent addition for frequent flyers seeking comfort and relaxation during their travels.

While the card does not offer specific golf benefits or insurance benefits, its other features and perks compensate for these omissions.

It is worth noting that the card does not have a spend-based waiver system either.

Other notable features include a rewards redemption fee of Nil, a foreign currency markup of 3.5% of the transaction amount, an interest rate of 3.6% per month (or 52.86% annually), and a fuel surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 4,000 (capped at Rs. 400 pm).

The cash advance fee is 2.5% of the withdrawal amount, subject to a minimum charge of Rs. 500.

In summary, the Axis Bank Atlas Credit Card offers an attractive range of benefits for travel enthusiasts.

With its reward points system, welcome benefit, movie dining discounts, accelerated EDGE Mile earning, and lounge access privileges, this card is an excellent choice for individuals seeking a rewarding and convenient credit card experience.