Axis Bank My Zone Easy Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

A credit card that offers security measures. Earn 4 Edge Reward Points for every Rs. 200 spent. Enjoy a discount of up to Rs. 1,000 on movie tickets annually. Receive a minimum discount of 15% on dining. Get a 1% fuel surcharge waiver for all fuel transactions. Benefit from zero liability protection in case of a lost or stolen card. Withdraw cash up to your credit limit.

The Axis Bank My Zone Easy Credit Card is a great choice for individuals who enjoy shopping.

With a joining fee of Rs. 500 and a renewal fee of Rs. 500, this card offers several attractive benefits for avid shoppers.

One of the highlights of this credit card is its reward type, which is Reward Points.

Every spend of Rs. 200 allows you to earn 4 Edge Rewards, making shopping even more rewarding.

Plus, there is no rewards redemption fee, ensuring that you can enjoy the benefits without any additional charges.

For movie enthusiasts, the card offers a 25% cashback on movie ticket bookings, adding extra value to your entertainment experiences.

Additionally, dining connoisseurs can enjoy a minimum 15% discount on dining, making it an appealing choice for those who love discovering new culinary delights.

When it comes to fuel transactions, this credit card provides a 1% fuel surcharge waiver on all transactions ranging from Rs. 400 to Rs. 4,000.

This feature can save you some money on your regular fuel expenses.

While the Axis Bank My Zone Easy Credit Card does not offer specific benefits for travel, domestic lounges, international lounges, golf, or insurance, it still remains a suitable option for individuals primarily interested in shopping.

It is worth noting that this card does come with a foreign currency markup of 3.5% on the total transaction amount, which should be taken into consideration if you plan on using the card for international purchases.

The interest rate for this credit card is 3.4% per month, and there is a cash advance fee of 2.5% of the withdrawn amount, subject to a minimum of Rs. 500.

In conclusion, the Axis Bank My Zone Easy Credit Card is a suitable choice for shoppers looking to maximize their rewards and enjoy discounts on movie tickets and dining experiences.

While it may not offer benefits in categories such as travel or lounges, its focus on shopping rewards and discounts makes it a solid option for individuals in need of a credit card tailored to their shopping preferences.