Axis Bank Vistara Signature Credit Card Review

The Welcome benefit of the Axis Bank Vistara Signature Credit Card includes a complimentary voucher for a Premium Economy Class air ticket, a Club Vistara Silver Membership, free access to domestic airport lounges, and 3 rounds of golf at luxurious d...

Axis Bank Vistara Signature Credit Card Review


General Information

Our Rating
9/10
Joining Fee
₹Rs. 3,000 + GST
Annual Fee
₹Rs. 3,000 + GST
Best For
Travel

Rewards and Benefits

Reward Type
Reward Points
Welcome Offers
1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership
Entertainment & Dining
25% discount up to Rs. 800 at various restaurants across India with Axis Bank’s EazyDiner Program.
Shopping Perks
4 CV (Club Vistara) Points for every Rs. 200 spent
Travel Benefits
Club Vistara Silver Membership, complimentary Premium Economy Class ticket, complimentary domestic airport lounge access
Domestic Lounge Access
Complimentary access to domestic lounges up to 2 times in a quarter
International Lounge Access
N/A
Golf Benefits
3 Complimentary Golf sessions at some of India’s most premium golf destinations.
Insurance Coverage
Purchase protection cover worth up to Rs. 1 lakh and cover worth USD 300 against loss of travel documents and delay/loss of check-in baggage.

Fees and Charges

Spend Waiver
N/A
Redemption Fee
Nil
Forex Markup
3.5
Interest Rate
3.6% per month (52.86% per annum)
Fuel Surcharge Waiver
1% of transaction amount
Cash Advance Fee
2.5% of the amount withdrawn (subject to a minimum charge of Rs. 500)

Summary

Welcome benefit: Receive a complimentary voucher for a Premium Economy Class air ticket. Enjoy a complimentary Club Vistara Silver Membership. Play 3 rounds of golf at luxurious golf destinations in India. Access domestic airport lounges for free at select airports in India (up to 2 times per quarter). Earn 4 Club Vistara Points for every Rs 200 spent with the Axis Bank Vistara Signature Credit Card. Get a 25% discount, up to Rs. 800, at various restaurants across India through Axis Bank’s EazyDiner Program. Receive comprehensive insurance benefits, including purchase protection of up to Rs. 1 Lakh and coverage for loss of travel documents and delay of check-in baggage. Earn bonus CV Points and receive up to 4 Premium Economy tickets upon reaching the specified spending thresholds.

Our Review

The Axis Bank Vistara Signature Credit Card is a travel-centric card that offers a range of benefits for frequent travelers.

With a joining fee of Rs. 3,000 + GST and a renewal fee of Rs. 3,000 + GST, this card is best suited for individuals who often find themselves on the go.

One of the standout features of this card is its reward type, which is Reward Points.

Users can earn 4 CV (Club Vistara) Points for every Rs. 200 spent, making it easy to accumulate points for future use.

Additionally, cardholders are greeted with a welcome benefit of 1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership.

For those who enjoy dining out, the Axis Bank Vistara Signature Credit Card offers a movie dining discount of 25% up to Rs. 800 at various restaurants across India through Axis Bank’s EazyDiner Program.

This perk allows cardholders to savor delicious meals while saving money.

Furthermore, travel is made even more enjoyable with the Club Vistara Silver Membership, complimentary Premium Economy Class ticket, and access to domestic lounges.

Cardholders can relax in comfort and style before their flights.

Additionally, golf enthusiasts will appreciate the 3 complimentary Golf sessions at some of India’s most premium golf destinations.

The Axis Bank Vistara Signature Credit Card also provides insurance benefits, including purchase protection cover worth up to Rs. 1 lakh and cover worth USD 300 against loss of travel documents and delay/loss of check-in baggage.

These added protections offer peace of mind while traveling.

It is important to note that the card does have a foreign currency markup of 3.5% on transaction amounts and an interest rate of 3.6% per month (52.86% per annum).

Additionally, there is a fuel surcharge of 1% of the transaction amount and a cash advance fee of 2.5% of the amount withdrawn (subject to a minimum charge of Rs. 500).

Overall, the Axis Bank Vistara Signature Credit Card is a valuable travel companion for individuals who prioritize convenience, rewards, and exclusive benefits.

Whether it's earning Club Vistara Points or enjoying complimentary airport lounge access, this card offers a range of features that enhance the travel experience.

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