Club Vistara SBI Card PRIME Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Upon payment of the Annual/Renewal fee, you will receive a welcome gift in the form of 1 Premium Economy Class ticket. For every Rs. 200 spent using the card, you will earn 4 Club Vistara Points, which can be used for any type of purchase, including fuel. If you spend Rs. 75,000 within the first 90 days of activating the card, you will receive 3,000 CV points. With annual spends of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs, and Rs. 8 lakhs, you will be eligible for 1 Premium Economy class ticket each. If you spend Rs. 8 lakhs in a year, you will also receive a Hotel e-voucher worth Rs. 10,000 from Yatra. You will also be covered by insurance for up to 6 Air Vistara flight cancellations per year, with a limit of Rs. 3,500 each time, and various other travel-related insurance benefits. You will have access to 8 domestic lounges annually, with a maximum of 2 visits per quarter. Additionally, you will receive a Priority Pass membership, which includes 4 complimentary lounge accesses per year, limited to 2 visits per quarter.

The Club Vistara SBI Card PRIME is a credit card that offers numerous benefits and rewards for frequent travelers.

With a joining fee of Rs. 2,999 + GST and a renewal fee of Rs. 2,999 + GST, this card is best suited for individuals who frequently travel for both domestic and international trips.

One of the standout features of this card is the welcome benefit, which offers 1 complimentary Premium Economy class ticket as a gift voucher on payment of the joining/renewal fee.

This provides a great opportunity to enjoy a premium travel experience right from the start.

In terms of rewards, the card offers 4 CV (Club Vistara) points/Rs. 200 for every spend, including fuel transactions.

These reward points can be accumulated and redeemed for various travel-related benefits and upgrades.

Additionally, the card offers 1 Premium Economy Class ticket each on the annual expenditure of Rs. 1.5 lakh, 3 lakh, 4.5 lakh, and 8 lakh.

This provides an incentive to spend and earn even more travel rewards.

The card also offers complimentary access to domestic as well as international lounges, providing a comfortable and relaxing environment during layovers.

It also provides discounts on car rentals, hotel bookings, and destination programs in Japan, Korea, Macau, and Singapore, making it easier to plan and enjoy your travels.

Insurance benefits are also included with this card.

It offers insurance cover for up to 6 flight ticket cancellations per year (each limited to Rs. 3,500), air accident cover up to Rs. 1 crore, and insurance for loss of check-in baggage, delayed baggage, damaged baggage, and loss of baggage during air travel.

These insurance benefits provide peace of mind while traveling.

Other benefits include 8 complimentary access to domestic lounges (2 per quarter) and 4 complimentary visits per year (max 2 per quarter) to international lounges with Priority Pass membership.

It is important to note that this card has a foreign currency markup of 3.5% (plus applicable taxes), an interest rate of 3.5% per month (42% per annum), and a fuel surcharge of 1% (subject to a minimum amount of Rs. 10).

There is also a cash advance fee of 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500).

However, there is no spend based waiver or rewards redemption fee.

Overall, the Club Vistara SBI Card PRIME is a credit card that offers excellent travel benefits and rewards.

With its complimentary Premium Economy class ticket, lounge access, and insurance benefits, it provides a great value for frequent travelers.