Etihad Guest SBI Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

- Enjoy the Welcome benefit of 2,500 Etihad Guest Miles. - Receive complimentary Etihad Guest Silver tier status. - Get a free wifi voucher when you make your first Etihad Airways booking. - Earn 3 Etihad Guest Miles for every Rs. 100 spent on Etihad.com. - Earn 2 Etihad Guest Miles for every Rs. 100 spent on international purchases. - Earn 1 Etihad Guest Mile for every Rs. 100 spent on other purchases, with a few exceptions. - Enjoy a 10% discount on business class ticket bookings directly from Etihad Airways. - Get a 3% discount on economy class ticket bookings directly from Etihad Airways. - Receive a companion voucher when you achieve milestone spends of Rs. 10,00,000. - Earn 5,000 Etihad Guest Miles on annual spends of Rs. 5 lakh. - Get your annual membership fee reversed from the 2nd year onwards by spending Rs. 3 lakh in the previous year. - Enjoy 8 complimentary domestic lounge access annually, with a maximum of 2 per quarter. - Receive a complimentary Priority Pass membership worth USD 99. - Benefit from personal overseas air accident cover worth Rs. 25 lakh. - Enjoy complimentary fraud liability insurance cover worth Rs. 50,000. - Receive complimentary insurance against the loss of baggage worth USD 1,000. - Take advantage of 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, with a maximum waiver of Rs. 250 per month.

I recently acquired the Etihad Guest SBI Credit Card and I am extremely satisfied with its numerous travel benefits and rewards.

This card is a great choice for avid travelers who want to make the most of their spending.

One of the standout features of this credit card is the generous welcome benefit.

Upon joining, I received 2,500 Etihad Guest Miles and was also granted the Etihad Guest Silver tier status.

This immediately gave me access to a range of exclusive privileges.

In addition, I was thrilled to receive a complimentary wifi voucher on my first booking with Etihad Airways, allowing me to stay connected during my travels.

This is a small but valuable perk that makes a difference.

When it comes to earning reward points, the Etihad Guest SBI Credit Card doesn't disappoint.

For every Rs. 100 spent on Etihad.com, I earn 3 Etihad Guest Miles.

Furthermore, on international transactions, I earn 2 Etihad Guest Miles for every Rs. 100 spent.

For all other expenditures, I earn 1 Etihad Guest Mile per Rs. 100 spent.

This rewards structure encourages me to use the card for all my purchases, not just travel-related ones.

Another advantage of this card is the complimentary domestic lounge access.

With the Etihad Guest SBI Credit Card, I can enjoy 8 free visits to domestic lounges annually, with a maximum of 2 visits per quarter.

This is a fantastic perk that allows me to relax and unwind before a flight.

Furthermore, the card offers a complimentary Priority Pass membership, granting me access to international lounges.

This benefit alone is worth USD 99 and is a fantastic addition for frequent international travelers.

The insurance benefits provided by this credit card are also noteworthy.

It offers an overseas air accident cover of Rs. 25 lakh, a fraud liability cover worth Rs. 50,000, and lost baggage cover of up to USD 1,000.

These insurance benefits provide reassurance and peace of mind during my travels.

The Etihad Guest SBI Credit Card also offers a spend-based waiver for the annual membership fee.

If I spend a minimum of Rs. 3 lakh in the previous year, the annual fee is waived off for the subsequent years.

This is a great feature that incentivizes me to use the card for my everyday expenses.

On the downside, there is a foreign currency markup of 3.5% for international transactions.

However, this is a common practice among credit cards and can be overlooked considering the overall benefits provided.

The interest rate of 3.5% per month (or 42% annually) is a standard rate for credit cards and should be managed responsibly by cardholders to avoid accumulating debt.

All in all, the Etihad Guest SBI Credit Card is an excellent choice for travelers who frequently fly with Etihad Airways.

The welcome benefits, reward points, lounge access, and insurance coverage make it a valuable card for maximizing travel experiences.

I highly recommend it to all travel enthusiasts.