Etihad Guest SBI Premier Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

You will receive 5,000 Etihad Guest Miles, 2 Complimentary Wifi Vouchers, and complimentary Etihad Guest Gold Tier Status after making your first booking with the Etihad Airways card. You can earn 6 Etihad Guest Miles for every Rs. 100 spent on Etihad.com, 4 Etihad Guest Miles for every Rs. 100 spent on international transactions, and 2 Etihad Guest Miles for every Rs. 100 spent on all other expenses (excluding fuel purchases). Additionally, you can enjoy up to a 10% discount on direct Etihad Airways bookings and travel rewards/miles redemption. There is also a bonus of 1,500 Etihad Guest Miles for spending Rs. 1,50,000 in a calendar quarter and an annual Etihad Companion Voucher for spending Rs. 8,00,000. If you spend Rs. 5,00,000 in the previous year, the annual fee will be waived. Other benefits include international lounge visits with Priority Pass and domestic lounge access with Visa Lounge Program, as well as a 1% fuel surcharge waiver.

The Etihad Guest SBI Premier Credit Card is an excellent choice for frequent travelers looking to earn rewards and enjoy exclusive benefits.

With a joining fee of Rs. 4,999 + GST and a renewal fee of Rs. 4,999 + GST, this card is well-suited for those who value travel and want to maximize their rewards.

One of the standout features of this credit card is the reward program.

Cardholders earn 6 Etihad Guest Miles for every Rs. 100 spent on Etihad.com, 4 Etihad Guest Miles for every Rs. 100 spent on international purchases, and 2 Etihad Guest Miles for every other spend (except fuel purchases).

There is a maximum limit of 40,000 Miles per year that can be earned.

These reward points can be redeemed for a variety of travel rewards, including flights, upgrades, and hotel stays.

As a welcome benefit, cardholders receive complimentary Etihad Gold Tier status and 5,000 Etihad Guest Miles.

This prestigious status provides access to a range of benefits, such as priority check-in, extra baggage allowance, and priority boarding.

In addition, cardholders also enjoy complimentary access to domestic and international lounges, allowing for a comfortable and luxurious travel experience.

Another key benefit of this credit card is the discounts offered on Etihad Airways bookings.

Cardholders can enjoy up to 10% discount on direct bookings with the airline, as well as up to 10% discount on travel rewards and miles redemption.

These discounts can significantly enhance the value of the rewards earned.

The card also offers additional rewards for high spenders.

Cardholders can earn 1,500 Etihad Guest Miles on spends of Rs. 1,50,000 in a calendar quarter.

Furthermore, on an annual expenditure of Rs. 8,00,000, cardholders are eligible for an Etihad Companion Voucher, allowing them to bring a travel companion.

In terms of insurance benefits, the card provides overseas air accident cover worth Rs. 50 lakh and fraud liability cover worth Rs. 1 lakh.

Additionally, in case of loss of baggage, cardholders are entitled to an allowance of USD 1,000.

The Etihad Guest SBI Premier Credit Card also offers a spend-based waiver for the annual membership fee.

If the cardholder spends a minimum of Rs. 5,00,000 in a year, the next year's annual membership fee will be waived.

It is important to note that there is a foreign currency markup of 3.5% (plus applicable taxes) for international transactions.

The interest rate is 3.5% per month (42% per annum), which should be considered when using the card for credit.

Overall, the Etihad Guest SBI Premier Credit Card is an excellent choice for travelers who value rewards, exclusive benefits, and savings on their travel expenses.

The combination of generous reward points, complimentary lounge access, discounts on bookings, and insurance benefits make this credit card a valuable asset for frequent travelers.