Federal Bank Visa Celesta Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn triple reward points on travel and international expenses, earn double reward points on dining with your Federal Bank Visa Celesta Credit Card, and earn one reward point on all other categories. Receive a welcome gift of a Rs. 600 Amazon voucher. Enjoy a buy 1 get 1 free offer on movie tickets at INOX once per month. Get up to a 15% discount on dining. Enjoy a 1% fuel surcharge waiver. Benefit from a low forex markup fee. Receive four complimentary domestic lounge accesses every quarter and two complimentary international lounge access every year.

The Federal Bank Visa Celesta Credit Card is a great option for individuals who love to indulge in movies and travel.

With a joining fee and renewal fee of Nil, this card offers fantastic benefits without any additional costs.

The reward type associated with this card is Reward Points, allowing cardholders to accumulate points for their spending.

As a welcome benefit, you will receive an Amazon gift voucher worth Rs. 600, which is a great perk to get you started.

For movie lovers, this card offers a "Buy 1 Get 1 Free" offer on movies and a discount of up to 15% on dining.

This is perfect for those who enjoy a good movie night out.

In terms of travel benefits, cardholders get complimentary domestic and international lounge access.

You will receive 4 complimentary domestic lounge access every quarter, and 2 complimentary international lounge access each year.

This is a wonderful perk for frequent flyers.

When it comes to shopping, you can earn 3X Reward Points on travel and international spends, 2X Reward Points on dining spends, and 1X rewards on all other categories.

This allows you to maximize your rewards and get the most out of your spending.

There are a few fees associated with this card.

A rewards redemption fee of Rs. 99 is charged on every redemption request.

Additionally, there is a foreign currency markup of 2% on all foreign currency transactions.

The interest rate for this card ranges from 0.49% to 3.49%, depending on various factors.

It's important to keep this in mind if you plan on carrying a balance on your card.

To sweeten the deal, this card offers a 1% fuel surcharge waiver across all fuel stations in India.

This is a great way to save on your fuel expenses.

If you need cash, you can make use of the cash advance feature.

However, please note that a fee of 2.5% of the amount withdrawn is charged, subject to a minimum of Rs. 500.

All in all, the Federal Bank Visa Celesta Credit Card is a fantastic option for those who enjoy movies and travel.

With its rewarding features and convenient benefits, it is definitely worth considering.