EazyDiner IndusInd Bank Credit Card Review

Upon paying the joining fee, customers of the card can receive 2,000 bonus RPs and a complimentary EazyDiner Prime membership. They can enjoy up to a 50% discount on dining expenses using PayEazy, and will have access to domestic lounges and two free...

EazyDiner IndusInd Bank Credit Card Review


General Information

Our Rating
9/10
Joining Fee
₹Rs. 1,999 + GST
Annual Fee
₹Rs. 1,999 + GST
Best For
Food

Rewards and Benefits

Reward Type
Reward Points
Welcome Offers
2,000 bonus RPs and complimentary membership of EazyDiner Prime.
Entertainment & Dining
Up to 50% additional discounts on dining spends via the EazyDiner app
Shopping Perks
4 Reward Points per Rs. 100 retail spend and 10 Reward Points for dining spends through the EazyDiner app.
Travel Benefits
Complimentary access to domestic lounges every year
Domestic Lounge Access
2 complimentary access to domestic lounges every quarter.
International Lounge Access
NA
Golf Benefits
NA
Insurance Coverage
NA

Fees and Charges

Spend Waiver
NA
Redemption Fee
Nil
Forex Markup
3.5
Interest Rate
3.83% per month
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 at fuel stations.
Cash Advance Fee
2.5% of the withdrawn amount subject to a minimum of Rs. 300.

Summary

Once the joining fee for the card is paid, customers can receive a welcome bonus of 2,000 bonus RPs. Additionally, customers can enjoy a complimentary EazyDiner Prime annual membership that will be automatically renewed every year. By using PayEazy on the EazyDiner app, customers can receive up to a 50% extra discount on their dining expenses. Furthermore, customers will have complimentary access to domestic lounges on a yearly basis. As a bonus, customers will also receive two free movie tickets every month. Lastly, customers can benefit from a 1% waiver on fuel surcharges.

Our Review

The EazyDiner IndusInd Bank Credit Card is a food-focused credit card option with a joining fee of Rs. 1,999 + GST and a renewal fee of Rs. 1,999 + GST.

This credit card is particularly suited for food enthusiasts who enjoy dining out and exploring new culinary experiences.

One of the key reward features of this credit card is the earning of Reward Points.

Cardholders can accumulate 4 Reward Points for every Rs. 100 spent on retail purchases and a generous 10 Reward Points for every dining spend made through the EazyDiner app.

The accrued Reward Points can be redeemed for a variety of rewards, providing added value to cardholders.

As a welcome benefit, this credit card offers 2,000 bonus Reward Points to new cardholders.

Additionally, cardholders are also granted complimentary membership of EazyDiner Prime, which provides access to exclusive dining privileges and discounts.

An attractive feature for movie enthusiasts is the opportunity to enjoy up to 50% additional discounts on dining spends via the EazyDiner app.

This provides an added incentive to explore new dining experiences while enjoying the benefits of this credit card.

For travelers, the EazyDiner IndusInd Bank Credit Card offers complimentary access to domestic lounges every year, providing a comfortable and relaxing experience before boarding flights.

Cardholders can enjoy 2 complimentary visits to domestic lounges every quarter.

In terms of shopping, this credit card allows cardholders to earn 4 Reward Points per Rs. 100 spent on retail purchases, further enhancing the rewards potential.

However, it is important to note that this credit card does not offer specific benefits for international lounges, golf, or insurance.

On the financial front, this credit card has a foreign currency markup of 3.5% on the total transaction amount.

The interest rate is 3.83% per month, and a fuel surcharge waiver of 1% is provided on transactions ranging from Rs. 400 to Rs. 4,000 at fuel stations.

Cash advances are subject to a fee of 2.5% of the withdrawn amount, with a minimum charge of Rs. 300.

Overall, the EazyDiner IndusInd Bank Credit Card provides food enthusiasts with a rewarding experience.

With its focus on dining benefits, generous Reward Points, and complimentary EazyDiner Prime membership, this credit card offers a compelling proposition for those looking to indulge in their culinary passions.

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