Fibe Axis Bank RuPay Credit Card Review

This credit card offers a lifetime membership without any fees, providing easy access to 4 complimentary domestic lounges. Additionally, cardholders can earn up to 3% cash back on eligible purchases.

Fibe Axis Bank RuPay Credit Card Review


General Information

Our Rating
9.2/10
Joining Fee
₹Nil
Annual Fee
₹Nil
Best For
Shopping

Rewards and Benefits

Reward Type
Cashback
Welcome Offers
NA
Entertainment & Dining
3% Cashback on Entertainment Spends & 15% Off With the Axis Bank Dining Delights Program.
Shopping Perks
3% Cashback on Entertainment, Food Delivery & Commute
Travel Benefits
Domestic Lounge Access Available
Domestic Lounge Access
1 Complimentary Domestic Lounge Access Every Quarter
International Lounge Access
N/A
Golf Benefits
N/A
Insurance Coverage
N/A

Fees and Charges

Spend Waiver
N/A
Redemption Fee
N/A
Forex Markup
3.5
Interest Rate
3.6% Per Month (52.86% Yearly)
Fuel Surcharge Waiver
1% up to Rs. 400
Cash Advance Fee
2.5% of the Transaction Amount or a Minimum of Rs. 500

Summary

This credit card is available for a lifetime without any fees. With this card, you can enjoy 4 free domestic lounge access. You have the opportunity to earn up to 3% on eligible purchases.

Our Review

The Fibe Axis Bank RuPay Credit Card is an ideal option for avid shoppers.

With no joining fee or renewal fee, this card offers great value for your money.

Its cashback rewards make it even more enticing.

When it comes to entertainment expenses, this card provides 3% cashback.

Additionally, it offers a 15% discount through the Axis Bank Dining Delights Program, making it perfect for movie and dining outings.

For shopping enthusiasts, this card offers 3% cashback on entertainment, food delivery, and commute expenses.

This feature allows you to save more while indulging in your preferred retail therapy.

Travelers will also appreciate the benefits of this card.

You can enjoy domestic lounge access with one complimentary visit every quarter.

This perk adds a touch of luxury to your domestic travel experiences.

Foreign currency transactions with this card come with a 3.5% markup of the transaction amount.

While this is a common practice among credit cards, it is important to be mindful of this fee.

In terms of interest rates, the Fibe Axis Bank RuPay Credit Card charges 3.6% per month or 52.86% yearly.

It is advisable to clear your dues promptly to avoid any unnecessary charges.

Fuel surcharge on this card is 1% up to Rs. 400, allowing you to save on your fuel expenses as well.

Cash advances come with a fee of 2.5% of the transaction amount, or a minimum of Rs. 500.

Although this card does not offer golf or insurance benefits, its strengths lie in its cashback rewards and travel perks.

It does not have a spend based waiver or rewards redemption fee, making it a hassle-free card for users.

In summary, the Fibe Axis Bank RuPay Credit Card is an excellent choice for shoppers looking for cashback rewards.

With its dining, entertainment, and shopping benefits, as well as travel perks, this card offers value and convenience.

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