HDFC Bank Pixel Go Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

You can obtain this card by paying a joining fee of Rs. 250 plus applicable taxes. This card offers 1% unlimited cashback on all eligible categories. Additionally, there are discounts available for dining with Swiggy.

The HDFC Bank Pixel Go Credit Card is a great choice for avid shoppers.

With a joining fee of Rs. 250 + GST and a renewal fee of Rs. 250 + GST, it offers excellent rewards and benefits.

This credit card is specifically designed for shopping enthusiasts, and its cashback reward type is a major highlight.

With unlimited 1% cashback on all shopping transactions, you can save big while enjoying your retail therapy.

When it comes to dining, you can avail a 25% discount via Swiggy Dineout.

This benefit allows you to savor delicious meals at a reduced price, making dining out even more enjoyable.

While the card doesn't offer any welcome benefits or travel benefits, it compensates with its impressive cashback rewards and dining discount.

Entertainment lovers will be pleased to know that they can enjoy a 25% discount on movie tickets as well.

For those who frequently travel domestically or internationally, the HDFC Bank Pixel Go Credit Card doesn't provide any specific lounge access or golf privileges.

However, its other features make up for this limitation.

Insurance benefits are not available with this card, but the spend-based waiver is an attractive feature.

By spending Rs. 50,000 in a year, you can have the annual fee waived, which is a great way to save money.

Furthermore, this credit card charges no rewards redemption fee, ensuring a hassle-free redemption process.

The foreign currency markup is also favorable, with a rate of only 0.035.

When it comes to interest rates, the HDFC Bank Pixel Go Credit Card offers a monthly rate of 3.60% and a yearly rate of 43.20%.

While this might not be the lowest interest rate available, it is still competitive.

Additionally, you can enjoy a 1% fuel surcharge across fuel stations in India, making it convenient and cost-effective for those who frequently use their credit cards for fuel expenses.

If you need cash in a pinch, the cash advance fee is only 0.025.

This ensures that you can conveniently access funds whenever necessary.

Overall, the HDFC Bank Pixel Go Credit Card is a suitable option for avid shoppers looking for cashback rewards.

While it may not offer a wide range of benefits, its focus on shopping rewards and dining discounts make it an attractive choice.