ICICI Bank Emeralde Private Metal Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

The Taj Epicure and EazyDiner Prime membership are given as a welcome benefit. As a bonus, you will receive 12,500 ICICI Reward Points upon joining and annual benefits. You can earn 6 Reward Points for every Rs. 200 spent using the card. Additionally, you will receive EaseMyTrip air travel vouchers worth Rs. 6000 as a milestone benefit. The card also offers complimentary unlimited golf rounds and lessons. With a Priority Pass, you will have access to unlimited domestic and international lounges. You can also enjoy up to Rs. 750 off on a second ticket booking through BookMyShow. Lastly, the card has a low forex markup fee of just 2% of the transaction amount.

The ICICI Bank Emeralde Private Metal Credit Card is a premium card designed for travel enthusiasts.

With a joining fee of Rs. 12,499 + GST and a renewal fee of the same amount, this card offers a range of benefits and rewards that make it worth considering.

One of the standout features of this card is the reward type, which is Reward Points.

This means that every time you use your card for eligible purchases, you earn points that can be redeemed for a variety of rewards.

The welcome benefits of the ICICI Bank Emeralde Private Metal Credit Card are impressive.

Cardholders receive a complimentary Taj Epicure membership, which provides access to exclusive benefits and discounts at Taj Hotels.

Additionally, cardholders receive 12,500 bonus reward points as well as a complimentary EazyDiner membership, which offers discounts on dining at top restaurants.

For movie lovers, the card offers a complimentary 12-month EazyDiner membership and a discount of up to Rs. 750 on the second ticket when booking through BookMyShow.

When it comes to shopping, this card doesn't disappoint.

Cardholders earn 6 ICICI Reward Points for every Rs. 200 spent on retail, grocery, education, and insurance.

This makes it a great option for those who frequently make these types of purchases.

Travel benefits are also a key feature of this card.

In addition to the complimentary Taj Epicure membership, cardholders receive EaseMyTrip air travel vouchers and unlimited free access to domestic airport lounges.

For international travel, cardholders enjoy unlimited access to lounges through the Priority Pass program.

Golf enthusiasts will appreciate the unlimited complimentary golf rounds and lessons at top courses worldwide, adding even more value to this already impressive card.

Insurance benefits are another perk of the ICICI Bank Emeralde Private Metal Credit Card.

Cardholders enjoy no cancellation charges on flight and hotel ticket bookings and are eligible for refunds of up to Rs. 12,000 twice per year.

The card offers a spend based waiver, allowing cardholders to have the renewal fee waived if they spend Rs. 10 Lakhs or more in the card anniversary year.

Foreign currency transactions incur a markup of 2% of the total transaction amount, which is relatively average compared to other cards in the market.

The interest rate for this card is 3.4% per month or 40.8% per annum, which is in line with other premium credit cards.

Fuel surcharges are waived up to 1% on transactions up to Rs. 4,000, providing additional savings for those who frequently fuel up their vehicles.

Cash advance is not available on this card.

In conclusion, the ICICI Bank Emeralde Private Metal Credit Card offers a range of benefits and rewards that make it a perfect choice for avid travelers.

With its welcome benefits, luxurious travel perks, shopping rewards, and insurance benefits, this card provides great value for its joining and renewal fees.