ICICI Bank HPCL Coral Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Save 3.5% on fuel purchases with 2.5% cashback and 1% waiver on fuel surcharges. Receive 2 Reward Points for every Rs. 100 spent on retail purchases. Enjoy a 25% discount on movie tickets through BookMyShow. Take advantage of enticing discounts on dining through the Culinary Treats Programme. Earn Rs. 500 worth of fuel for every 2,000 Reward Points earned. Redeem your Reward Points easily through the ICICI Bank website. Renewal fee waived based on spending.

The ICICI Bank HPCL Coral Credit Card is a suitable option for individuals who frequently indulge in fuel shopping.

With a joining fee of Rs. 199 + GST and a renewal fee of Rs. 199 + GST, this card offers convenience and rewards in return for your fuel purchases.

One of the key features of this card is the reward points system.

For every Rs. 100 spent on shopping, you earn 2 reward points.

These points can be redeemed at a later stage for various rewards, subject to a redemption fee of Rs. 99 (plus applicable taxes) per redemption request.

When it comes to entertainment, this card offers a discount of 25% on movie tickets through BookMyShow.

Additionally, it provides exclusive discount offers on dining through the Culinary Treats Programme.

For travelers, it is worth noting that this card does not offer any specific travel benefits such as lounge access or insurance coverage.

However, it does provide a 1% fuel surcharge waiver across all HPCL petrol pumps, which can prove to be advantageous for frequent drivers.

In terms of fees and interest rates, this card charges a foreign currency markup of 3.5% on transactions made in foreign currencies.

The interest rate stands at 3.4% per month (or 40.8% per annum) for any outstanding balances.

Cash advances come with a fee of 2.5% of the withdrawn amount, with a minimum of Rs. 300.

However, if you spend Rs. 50,000 or more in a year, you can enjoy the benefit of having your renewal fee waived off.

In conclusion, the ICICI Bank HPCL Coral Credit Card is an ideal choice for individuals looking for a credit card that offers rewards on fuel purchases.

With its fuel surcharge waiver and exclusive discounts on dining and movies, this card provides value for money.