ICICI Bank HPCL Super Saver Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Receive a Welcome benefit of 2,000 Reward points when you pay the card's joining fee within two months of card setup and achieve a minimum spend of Rs. 5,000 within the first 45 days. Get a cashback of Rs. 100 on the HPPay wallet with your first purchase made via the app. Enjoy 5% savings (4% cashback + 1% fuel surcharge waiver) on fuel purchases at HPCL stations, with a cashback capped at Rs. 200 per month. Receive an additional 1.5% cashback on fuel purchases at HPCL outlets when you use the HP Pay app. Benefit from a fuel surcharge waiver of 1% in addition to the aforementioned 4% cashback. Earn 5% cashback as Reward points on utility, grocery, and departmental store purchases. Receive 2 Reward Points per Rs. 100 spent on all other purchases. Receive complimentary 24x7 Road Assistance Service (RAS). Gain complimentary domestic airport lounge access. Receive a 25% discount on movie tickets on BookMyShow and Inox movies, with a maximum discount capped at Rs. 100 per transaction. Get discounts at partnered restaurants with the ICICI Bank's exclusive Culinary Treats Program.

The ICICI Bank HPCL Super Saver Credit Card is a great option for individuals who frequently use their credit cards for fuel and shopping.

With a joining fee of Rs. 500 + GST and a renewal fee of Rs. 500 + GST, this credit card offers excellent benefits and rewards.

For those who regularly spend on fuel, this card provides a 4% cashback on fuel purchases made at HPCL pumps.

Additionally, there is a welcome benefit of 2,000 bonus Reward Points when you pay the membership fee within 2 months of card issuance and spend at least Rs. 5,000 within the first 45 days.

Furthermore, you can also avail a cashback of Rs. 100 on your first fuel purchase of Rs. 1,000 or more using the HP Pay app.

Movie enthusiasts can enjoy a 25% discount (up to Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies.

This makes watching movies a more affordable experience.

Under the ICICI Bank Culinary Treats Program, cardholders can access various dining benefits.

Whether you're dining out or ordering food, this program offers discounts and special offers at participating restaurants.

The card also rewards you for departmental store spends and utility purchases with 5% cashback in the form of Reward Points.

Moreover, you earn 2 Reward Points for every Rs. 100 spent on all other domestic and international transactions.

Travelers can enjoy complimentary domestic airport lounge access under the Visa Domestic Lounge Program.

You will receive one complimentary lounge access every quarter to domestic airports.

Unfortunately, there are no international lounge or golf benefits included with this card.

Additionally, there are no insurance benefits provided with this credit card.

However, cardholders can benefit from an annual fee waiver from the second year of membership by spending at least Rs. 1.5 lakh in the preceding year.

This provides an opportunity to save on the renewal fee.

While there is a rewards redemption fee of Rs. 99 (plus applicable taxes) on each redemption request, the card offers a fuel surcharge waiver of 1% at all fuel stations across India.

This can help save on fuel expenses.

The ICICI Bank HPCL Super Saver Credit Card has an interest rate of 3.4% per month (or 40.8% per annum), which is relatively high.

Cardholders should ensure timely payment to avoid accruing interest charges.

Overall, the ICICI Bank HPCL Super Saver Credit Card is an excellent choice for individuals who frequently spend on fuel and shopping.

The rewards and benefits provided in these categories make this card a valuable option.