ICICI Bank Manchester United Platinum Credit Card Review

ICICI Bank offers a credit card that earns 2 Reward Points for every Rs. 100 spent, both locally and internationally. On Manchester United match days, customers can earn 3 Reward Points for every Rs. 100 spent. Additional benefits include a complimen...

ICICI Bank Manchester United Platinum Credit Card Review


General Information

Our Rating
7.6/10
Joining Fee
₹Rs. 499 + GST
Annual Fee
₹Rs. 499 + GST
Best For
Shopping

Rewards and Benefits

Reward Type
Reward Points
Welcome Offers
Complimentary Manchester United Branded Football on card activation
Entertainment & Dining
Buy 1 Get 1 offer on movie ticket bookings on BookMyShow and INOX individually (max 2 free tickets on BookMyShow and INOX individually) and 15% savings on dining bills at over 2,500 restaurants across India through Culinary Treats Programme
Shopping Perks
2 Reward Points for every Rs. 100 spent with the card, 3 Reward Points per Rs. 100 spent on Manchester United match days.
Travel Benefits
Complimentary domestic airport lounge access every quarter
Domestic Lounge Access
1 complimentary doemestic airport lounge access per quarter
International Lounge Access
N/A
Golf Benefits
N/A
Insurance Coverage
N/A

Fees and Charges

Spend Waiver
Renewal fee waived off if Rs. 1.25 lakh were spent in the previous aniversary year
Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Forex Markup
3.5
Interest Rate
3.67% per month (44.04% per annum)
Fuel Surcharge Waiver
1% fuel surcharge waiver
Cash Advance Fee
2.5% of the withdrawn amount subject to a minimum charge of Rs. 300

Summary

2 Reward Points will be earned on every transaction of Rs. 100, both domestically and internationally. On Manchester United match days, 3 Reward Points will be earned for every Rs. 100 spent. A Welcome Gift of a Manchester United Branded Football will be provided as a complimentary item. One complimentary domestic lounge access will be granted per quarter. An exclusive discount will be offered on dining bills at partner restaurants through the ICICI Bank Culinary Treats program.

Our Review

The ICICI Bank Manchester United Platinum Credit Card is a fantastic option for avid shoppers looking for some great rewards.

With a joining fee of Rs. 499 + GST and a renewal fee of Rs. 499 + GST, this card offers a range of benefits that make it worth every penny.

To start off, the welcome benefit of a complimentary Manchester United Branded Football upon card activation is a great perk for any football enthusiast.

In addition, the card offers a movie dining Buy 1 Get 1 offer on movie ticket bookings on BookMyShow and INOX individually, allowing you to enjoy a fun night out at the movies.

You can avail of up to 2 free tickets on both platforms.

For food lovers, the card provides a 15% savings on dining bills at over 2,500 restaurants across India through the Culinary Treats Programme.

This makes dining out a more affordable and enjoyable experience.

With regards to shopping, this card gives you 2 Reward Points for every Rs. 100 spent.

Furthermore, on Manchester United match days, you can earn 3 Reward Points per Rs. 100 spent.

These Reward Points can be redeemed for a range of exciting products and services.

Travelers will also benefit from the ICICI Bank Manchester United Platinum Credit Card.

The card offers complimentary domestic airport lounge access every quarter, allowing you to relax and enjoy some amenities before your flight.

When it comes to fees, the card offers a spend-based waiver for the renewal fee.

If you spend Rs. 1.25 lakh in the previous anniversary year, the renewal fee is waived off.

However, there is a rewards redemption fee of Rs. 99 (plus applicable taxes) per redemption request.

It's important to note that there is a foreign currency markup of 3.5% on all foreign currency spends.

This should be taken into consideration if you frequently make overseas transactions.

The interest rate on this card is 3.67% per month (44.04% per annum), which is fairly standard for credit cards.

Lastly, the card offers a fuel surcharge waiver of 1% on fuel spends, making it a convenient option for those who often fuel up their vehicles.

In conclusion, the ICICI Bank Manchester United Platinum Credit Card is a well-rounded credit card with excellent shopping benefits, rewards points, and useful travel perks.

While there are some fees associated with the card, the overall benefits make it a great choice for those looking to make the most of their spending.

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