ICICI Manchester United Signature Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Receive a Welcome Gift of a Manchester United Branded holdall and football when you acquire an ICICI Manchester United Signature credit card. Earn up to 5 Reward Points for every Rs. 100 spent. Enjoy 2 complimentary domestic lounges each calendar quarter. The top 18 spenders will gain exclusive access to the "Manchester United Experience." Receive a 25% discount of up to Rs. 150 on movie tickets at BookMyShow & Inox. Avail of a 15% or more discount on dining. Enjoy a 1% Fuel Surcharge Waiver on all fuel transactions at HPCL fuel stations. Have the annual fee waived based on your spending.

The ICICI Manchester United Signature Credit Card is a great option for individuals who are passionate about movies, travel, and shopping.

With a joining fee of Rs 2,499 + GST and a renewal fee of the same amount, this credit card offers a range of benefits that make it worth the investment.

One of the main advantages of this credit card is the reward points program.

Cardholders earn 3 reward points on domestic transactions and 4 reward points on international transactions.

Additionally, they can earn up to 5 reward points on Manchester United match days.

These reward points can be redeemed for a variety of exciting products and experiences.

As a welcome benefit, new cardholders are rewarded with a Manchester United branded holdall and football, perfect for fans of the club.

Furthermore, movie enthusiasts can enjoy up to 25% discount on movie ticket bookings with BookMyShow and INOX.

The card also offers exclusive dining offers through the ICICI Bank Culinary Treats Programme.

For travelers, the ICICI Manchester United Signature Credit Card provides complimentary domestic lounge access per quarter.

Cardholders can enjoy 2 complimentary domestic lounge visits on spending Rs. 5,000 or more in the previous quarter.

While the card does not offer international lounge access or golf benefits, it compensates for this with its robust benefits in other areas.

Unfortunately, it also does not provide any insurance benefits.

The credit card offers a spend-based waiver on the annual fee if the annual spend exceeds Rs 2,50,000 in the previous year.

This feature is quite advantageous for those who frequently use their credit card for various transactions.

However, it is important to note that there are some associated fees.

A rewards redemption fee of Rs 99 (plus applicable taxes) is charged per redemption request from the product catalog, and Rs 25 (plus applicable taxes) is charged for redemption with partner brands.

Additionally, a foreign currency markup of 3.5% is applied to all foreign transactions.

The interest rate for this credit card is 3.67% per month (44% per annum), which is within the range of typical credit card interest rates.

Additionally, cardholders can benefit from a fuel surcharge waiver of up to 1% on all fuel transactions at HPCL pumps.

For cash advances, a fee of 2.5% of the withdrawn amount is charged, with a minimum amount of Rs 300.

In conclusion, the ICICI Manchester United Signature Credit Card offers a range of benefits for individuals who enjoy movies, travel, and shopping.

The reward points program, complimentary domestic lounge access, and welcome benefits add value to the card.

While there are some associated fees, the spend-based waiver and fuel surcharge waiver are attractive features.

Overall, this credit card is a suitable choice for Manchester United fans and individuals looking for valuable rewards.