InterMiles HDFC Bank Platinum Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Receive a welcome benefit of up to 3,000 InterMiles. Discount vouchers are available for hotel and flight bookings. Earn 4 InterMiles for every Rs. 150 spent on retail purchases made through the InterMiles HDFC Bank Platinum Credit Card. Earn 8 InterMiles for every Rs. 150 spent on booking flights and hotels through the InterMiles website. Get a 5% discount on Economy class tickets from Etihad Airways and earn 5x InterMiles when booking through the InterMiles website. Enjoy complimentary domestic lounge visits every year. The annual fee can be waived based on your spending.

The InterMiles HDFC Bank Platinum Credit Card is a great option for frequent travelers.

With a joining fee of Rs. 1,000 + GST and a renewal fee of Rs. 1,000 + GST, this card offers several benefits that make it worth considering.

One of the best features of this card is its reward program.

Users can earn InterMiles on every retail transaction, with 4 InterMiles awarded for every Rs. 150 spent on shopping and 8 InterMiles for every Rs. 150 spent on hotel and flight bookings through intermiles.com.

These InterMiles can be accumulated and redeemed for various travel-related benefits, making it a perfect fit for individuals who love to explore new destinations.

As a welcome gift, new cardholders can earn up to 3,000 Bonus InterMiles based on their initial spending.

This is a great incentive to start using the card right away and take advantage of the rewards program.

In terms of travel benefits, this card offers complimentary domestic lounge access.

Cardholders can enjoy access to domestic lounges up to 8 times in a calendar year, with a maximum of 2 times in a quarter.

This is a fantastic perk for those who frequently fly within the country.

When it comes to fuel purchases, this card offers a fuel surcharge waiver of 1% on a minimum spend of Rs. 400 at all petrol pumps across India.

This can result in significant savings for cardholders who frequently fill up their tanks.

While this card offers many benefits, it's important to note a few drawbacks.

The foreign currency markup fee is 3.5% (plus applicable taxes), which may not be ideal for those who frequently travel abroad.

Additionally, the card carries an interest rate of 3.6% per month (or 43.2% annually), so it's important to pay off the balance in full to avoid high interest charges.

Overall, the InterMiles HDFC Bank Platinum Credit Card is a solid option for travel enthusiasts.

The rewards program, complimentary lounge access, and fuel surcharge waiver make it a valuable addition to any wallet.

Don't miss out on the opportunity to earn and enjoy the benefits this card has to offer.