MakeMyTrip ICICI Bank Signature Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn 1.25 My Cash for every Rs. 200 spent on domestic purchases made outside of MakeMyTrip. Earn 1.5 My Cash for every Rs. 200 spent on international purchases made outside of MakeMyTrip. Earn 2 My Cash for every Rs. 200 spent on flight bookings through MakeMyTrip. Earn 4 My CashPoints for every Rs. 200 spent on hotel or holiday bookings through MakeMyTrip. Receive a welcome benefit of 1,500 My Cash and a holiday voucher worth Rs. 2,500. Receive 2 complimentary access to domestic lounges every quarter. Receive 1 complimentary access to railway lounges every quarter.

The MakeMyTrip ICICI Bank Signature Credit Card is a great choice for frequent travelers.

With a joining fee of Rs. 2,500 + GST and no renewal fee, it offers excellent value for money.

The card offers Reward Points as its reward type, allowing cardholders to earn points and redeem them for various benefits.

One of the standout features of this card is the welcome benefit.

Cardholders receive 1,500 My Cash, a MakeMyTrip holiday voucher worth Rs. 2,500, and MMTBLACK enrolment upon joining.

This is a fantastic way to kickstart your travel experience and enjoy some exclusive perks.

For movie buffs, the MakeMyTrip ICICI Bank Signature Credit Card offers a discount of 25% on movie tickets through Bookmyshow & Inox.

Additionally, cardholders can enjoy exclusive discount offers on dining through the Culinary Treats Programme of ICICI Bank, making it a great card for food enthusiasts as well.

When it comes to shopping, this card provides great rewards.

Cardholders earn 1.25 My Cash on every domestic spend of Rs. 200 and 1.5 My Cash per international spend of Rs. 200.

These rewards can be redeemed for exciting offers and discounts on future purchases.

Travel benefits are also a highlight of this card.

Cardholders receive complimentary domestic and international lounge visits quarterly.

On spending over Rs. 5,000 in a quarter, cardholders can enjoy 2 complimentary access to domestic lounges.

Additionally, they also get 1 complimentary international lounge visit via Dreamfolks membership.

Unfortunately, this card does not offer any golf benefits or insurance benefits.

However, for those looking to avoid spend based waiver, this card is an ideal choice as there is no spend based waiver requirement.

It is important to note that there is a rewards redemption fee of Rs. 99 (plus applicable taxes) for pre redemption requests.

Furthermore, a foreign currency markup of 3.5% is applied to all foreign currency transactions.

The card also carries an interest rate of 3.5% per month (42% annually).

On the positive side, the MakeMyTrip ICICI Bank Signature Credit Card waives off the 1% fuel surcharge, making it a cost-effective option for fuel purchases.

The cash advance fee is 2.5% of the withdrawal amount, subject to a minimum of Rs. 300.

Overall, the MakeMyTrip ICICI Bank Signature Credit Card is a solid choice for travelers and offers great rewards and benefits.