Marriott Bonvoy HDFC Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

- Welcome benefit of 1 Free Night Award valid for 1 year at participating Marriott hotels - Complimentary Silver Elite status in Marriott Bonvoy with 10 Elite Night credits annually - Earn 8 Marriott Bonvoy points on spends at participating Marriott hotels, 4 reward points on travel, entertainment, and dining spends, and 2 reward points on all other spends - Receive up to 3 bonus Free Night Awards upon reaching the target spend milestone - Enjoy 12 complimentary domestic and international lounge accesses - Access to 2 complimentary golf courses and golf lessons per quarter worldwide - Insurance benefits such as air accident cover, credit shield, loss liability cover, and more.

The Marriott Bonvoy HDFC Bank Credit Card is designed for avid travelers seeking an array of benefits and rewards.

With a joining fee of Rs. 3,000 + GST and a renewal fee of Rs. 3,000 + GST, this card offers a variety of attractive features that make it worth considering.

One of the key benefits of this card is its reward system, which allows cardholders to earn Reward Points on their purchases.

These points can then be redeemed for various rewards.

In addition, new cardholders are offered a welcome benefit of 1 Free Night Award, which can be used at participating Marriott Bonvoy hotels for up to a year.

For those who enjoy dining out and going to the movies, this card offers an accelerated earning rate of 4 Reward Points on Dining and Entertainment spends.

Furthermore, cardholders can earn 8 Marriott Bonvoy points on eligible purchases at participating Marriott hotels and 4 Reward Points on travel, dining, and entertainment spends.

For all other spends, cardholders earn 2 Reward Points.

Travel enthusiasts will also appreciate the travel benefits provided by this card.

Cardholders are entitled to up to 4 Free Night Awards at Marriott Bonvoy hotels, ensuring great value when planning their stays.

Additionally, the card offers 12 complimentary lounge access at both domestic and international terminals, making airport waits more comfortable.

Golf lovers can also enjoy 2 complimentary golf course access and 2 golf lessons per quarter.

In terms of insurance benefits, cardholders are covered with air accident cover, as well as protection against delays or loss of baggage or travel documents.

The card also provides credit shield and loss liability cover for added peace of mind.

When it comes to charges, there is no spend-based waiver for this card and there is no rewards redemption fee.

The foreign currency markup is set at 0.035, and the interest rate is 3.6% per month.

However, the card offers a fuel surcharge waiver of 1% on transactions between Rs. 400 to Rs. 5,000.

Cash advances attract a fee of 2.5% of the withdrawn amount or Rs. 500, whichever is higher.

In summary, the Marriott Bonvoy HDFC Bank Credit Card offers an extensive range of benefits and rewards, making it a suitable choice for frequent travelers.

With its welcome benefit, accelerated reward earning rates, travel benefits, and insurance coverage, this card provides value for those looking to enhance their travel experiences.