Nature’s Basket SBI Card Elite Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Access to Connoisseur, the loyalty program of Nature's Basket, is provided as a complimentary benefit. A welcome benefit of a Nature's Basket Gift Voucher worth Rs. 5,000 is given. For every Rs. 100 spent at Nature's Basket, 20 Reward Points are earned. For dining, movie, entertainment, and international spends, 10 Reward Points are earned for every Rs. 100 spent. For all other retail purchases, 2 Reward Points are earned for every Rs. 100 spent. Complimentary access to international airport lounges is granted through the priority pass membership. Complimentary access to domestic airport lounges is provided. A discount of Rs. 250 on each movie ticket is offered every month. A 1% fuel surcharge waiver is given for transactions ranging from Rs. 500 to Rs. 4,000. An annual fee waiver based on the spending amount is provided.

The Nature's Basket SBI Card Elite is a credit card designed especially for shopping enthusiasts.

With a joining fee of Rs. 4,999 + GST and a renewal fee of Rs. 4,999 + GST, this card offers a range of benefits that make it worth considering.

One of the most attractive features of this card is the reward program.

Cardholders can earn Reward Points on their purchases, with 20 Reward Points given for every Rs. 100 spent at Nature's Basket, and 10 Reward Points for every Rs. 100 spent on dining, movies, entertainment, and international transactions.

For all other retail purchases, 2 Reward Points are earned for every Rs. 100 spent.

The welcome benefit of this card is quite impressive.

New cardholders are offered complimentary access to Connoisseur, Nature's Basket loyalty program, as well as a Nature's Basket Gift Voucher worth Rs. 5,000.

This is a great way to start enjoying the perks of this card right from the beginning.

Movie lovers will also appreciate the movie dining benefit.

Cardholders can avail of Rs. 250 off per movie ticket booked with the card, with a maximum discount of Rs. 500 in a month.

This is a fantastic way to save some money while enjoying a night at the movies.

For travelers, the Nature's Basket SBI Card Elite provides complimentary access to domestic and international airport lounges.

Cardholders can enjoy 2 complimentary Domestic Airport Lounge access and 2 complimentary International Airport Lounge access every quarter.

This is a great way to unwind and relax before a flight.

The card also offers fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 4,000, with a cap of Rs. 100 per month.

This is a useful feature for those who frequently use their card to pay for fuel.

It is important to note that the card has a foreign currency markup of 3.5% of the transaction amount.

Additionally, the interest rate is 3.5% p.m. (42% p.a.) and there is a cash advance fee of 2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500.

In conclusion, Nature's Basket SBI Card Elite is a credit card that offers great rewards and benefits for shopping enthusiasts.

With its reward points, welcome benefits, movie dining discount, airport lounge access, and fuel surcharge waiver, this card is well-suited for those who love to shop.

However, it is important to keep in mind the fees associated with the card and the foreign currency markup for international transactions.