Tata Neu Infinity HDFC Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Enjoy a generous welcome bonus of 1,499 Neu Coins when you join. Earn 10% Neu Coins on all your purchases made through the Tata Neu app. Additionally, receive 5% Neu Coins when using Tata's partner brands and 1.5% Neu Coins on all other transactions. Benefit from complimentary access to both domestic and international lounges. Enjoy a low foreign currency markup fee of only 2%. Receive a waiver of up to Rs. 500 per month on fuel surcharges. Lastly, enjoy a waiver on the renewal fee based on your spending habits.

The Tata Neu Infinity HDFC Bank Credit Card is a great option for individuals who enjoy shopping.

With a joining fee of Rs. 1,499 + GST and a renewal fee of Rs. 1,499 + GST, this credit card offers excellent rewards and benefits.

One of the key features of this card is the reward system, which is based on Reward Points.

Users can earn 10% cashback (in the form of Neucoins) on the Tata Neu app for shopping, as well as 5% cashback on Tata partner brands.

Additionally, users can earn 1.5% cashback on all other purchases made elsewhere.

For those who frequently travel, the Tata Neu Infinity HDFC Bank Credit Card offers 8 complimentary domestic lounge access passes every calendar year, as well as 4 complimentary international lounge access passes per year.

In terms of insurance benefits, cardholders are provided with an insurance cover worth ₹1 crore against air accidents, a cover worth ₹15 lakhs for emergency hospitalization, and lost card liability cover worth up to ₹9 lakhs.

The renewal fee for this credit card can be waived off if the annual spends reach Rs. 3 lakhs or more.

Furthermore, there is no rewards redemption fee associated with this card.

Foreign currency transactions are subject to a 2% markup of the total transaction amount.

The interest rate for this credit card is 3.49% per month, or 41.88% per annum.

A 1% fuel surcharge waiver is available for all fuel transactions in India ranging from ₹400 to ₹5,000.

If a cash advance is needed, a fee of 2.5% of the withdrawn amount is applicable, with a minimum fee of Rs. 500.

Overall, the Tata Neu Infinity HDFC Bank Credit Card is an ideal choice for shoppers.

The card offers attractive cashback rewards, lounge access benefits, and insurance coverage.

With a spend-based waiver for the renewal fee, as well as no rewards redemption fee, this credit card provides additional value to users.