Axis Bank Vistara Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

A welcome and renewal gift, consider redeeming an economy class ticket voucher. Earn 2 CV Points for every Rs. 200 spent with your Axis Bank Vistara Credit Card. Enjoy a 25% discount (up to Rs. 800) at restaurants through the Axis Bank EazyDiner Program. Receive complimentary access to airport lounges. Earn bonus CV Points for spending Rs. 50,000 within 3 months. Receive up to 3 complimentary economy class ticket vouchers upon reaching the specified spending milestone. Benefit from insurance coverage for loss of documents and delay or loss of check-in baggage. Gain zero liability protection for lost or stolen cards. Receive a 1% fuel surcharge waiver.

The Axis Bank Vistara Credit Card offers a range of benefits and features that make it an excellent choice for frequent travelers.

With a joining fee of Rs. 1,500 + GST and a renewal fee of Rs. 1,500 + GST, the card provides great value for money.

One of the standout features of this card is the reward system, which earns you Reward Points for every purchase.

These points can be redeemed for various rewards and vouchers.

Additionally, as a welcome benefit, you receive a complimentary economy class ticket voucher.

For those who enjoy dining out, the Axis Bank Vistara Credit Card offers a 25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program.

This is a fantastic perk for foodies who love to explore different culinary experiences.

When it comes to shopping, you will earn 2 CV (Club Vistara) Points for every Rs. 200 spent.

This makes the card ideal for those who like to shop and earn rewards at the same time.

Travelers will appreciate the Club Vistara Base Membership and the complimentary domestic lounge access provided every quarter.

This allows you to relax and enjoy the comforts of a lounge while waiting for your flight.

However, it's important to note that international lounge access is not included with this card.

In terms of insurance benefits, the Axis Bank Vistara Credit Card offers a Rs. 1 Lakh Purchase Protection Cover, as well as a USD 300 cover for loss of travel documents, delay, or loss of check-in baggage.

These insurance benefits provide peace of mind while traveling.

While the card does not offer a spend-based waiver, the rewards redemption fee is nil.

However, it's worth mentioning that the foreign currency markup is 3.5% of the transaction amount, which should be taken into consideration when using the card for international purchases.

The interest rate for this credit card is 3.6% per month (52.86% annually), which should be kept in mind if you tend to carry a balance on your card.

Other fees associated with the card include a 1% fuel surcharge and a cash advance fee of 2.5% of the amount withdrawn, subject to a minimum of Rs. 500.

Overall, the Axis Bank Vistara Credit Card is a solid option for travelers who want to earn rewards and enjoy various travel perks.

The welcome benefit of a complimentary economy class ticket voucher, along with the movie dining discount and shopping rewards, make this card a worthwhile choice for travel enthusiasts.