Axis Bank Vistara Infinite Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Welcome benefit: A complimentary Business Class ticket voucher. Renewed membership benefit: A Business Class ticket voucher every time the membership is renewed. Membership benefit: Complimentary Club Vistara Gold membership. Spending benefit: Earn 6 Club Vistara Points for every Rs. 200 spent. Milestone benefit: Additional Club Vistara Points and the opportunity to redeem up to 4 Business Class tickets. Airport benefit: Complimentary access to domestic lounges at selected Indian airports participating in the Visa Lounges program. Restaurant benefit: Up to 40% discount up to Rs. 1000 at partner restaurants across India through Axis Bank's EazyDiner program. Travel protection benefit: Purchase protection up to Rs. 1 lakh, along with a cover of USD 3,00 in case of loss of travel documents or delay/loss of check-in luggage. Concierge service benefit: 24x7 dedicated concierge service for travel, flight/hotel bookings, dining, shopping, and more.

The Axis Bank Vistara Infinite Credit Card is a top-notch credit card option for frequent travelers.

With a joining fee of Rs. 10,000 + GST and a renewal fee of Rs. 10,000 + GST, this card offers a range of benefits that make it well-suited for those who love to explore.

One of the major benefits of this card is its reward type – Reward Points.

You earn 6 CV (Club Vistara) Points for every Rs. 200 spent on shopping, allowing you to accumulate points quickly.

These points can then be redeemed for a variety of rewards, including flights and merchandise.

As a welcome benefit, you receive 1 Complimentary Business Class ticket voucher, which is a fantastic perk for frequent flyers.

Additionally, with the Axis Bank's EazyDiner program, you can enjoy up to 40% discount (up to Rs. 1000) at partner restaurants all over India.

For travel enthusiasts, this card offers 2 Complimentary domestic lounge visits per quarter at select airports across India, ensuring a comfortable and enjoyable airport experience.

You also receive a complimentary Club Vistara gold membership, which comes with added benefits and privileges.

Golf lovers will appreciate the 6 complementary rounds of golf at India's most premium golf destinations, adding even more value to this card.

In terms of insurance benefits, you are covered with a purchase protection cover of up to Rs. 1,00,000 and a cover of USD 300 in case of loss of travel documents or delay/loss of check-in luggage.

When it comes to fees, this card has a rewards redemption fee of nil, making it easy to enjoy the benefits of your rewards points without any additional charges.

However, it's important to note that there is a foreign currency markup of 3.5% (plus applicable taxes).

In terms of interest rates, the Axis Bank Vistara Infinite Credit Card has an interest rate of 3.6% per month (or 52.86% per annum).

There is also a 1% waiver on fuel surcharge for all fuel transactions between Rs. 400 and Rs. 4,000.

If you need cash advance, there is a fee of 2.5% of the transaction amount, subject to a minimum charge of Rs. 500.

In summary, the Axis Bank Vistara Infinite Credit Card is a great choice for frequent travelers.

With its range of benefits, including lounge access, golf rounds, and insurance coverage, this card offers excellent value for those who love to explore.