IndusInd Intermiles Voyage Visa Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Get a bonus of 2,000 InterMiles and a discount voucher worth Rs. 750 for flights, as well as a discount voucher worth Rs. 1,500 for hotel bookings. Earn 2 InterMiles for every Rs. 100 spent on weekdays, and 3 InterMiles for every Rs. 100 spent on weekends. Enjoy 2 times the bonus InterMiles for every Rs. 100 spent on flight and hotel bookings. Earn 2.5 times the bonus InterMiles for every Rs. 100 spent on Etihad Airways. Take advantage of a buy 1 get 1 offer on movie ticket bookings with BookMyShow. Receive complimentary golf games and lessons at specific locations. Get air accident insurance cover up to Rs. 25 lakhs for free. Enjoy zero liability protection cover. Benefit from 24x7 Concierge services. Receive a 1% fuel surcharge waiver on all transactions between Rs. 400 to Rs. 4000 at all fuel stations in India.

I recently had the opportunity to review the IndusInd Intermiles Voyage Visa Credit Card, and I must say it is a credit card that is tailored for travel enthusiasts.

Let's dive straight into the details.

The joining fee for this card is Rs. 2,000 + GST, and the renewal fee is Rs. 2,000 + GST.

While this may seem like a slight downside, the benefits and rewards offered by this card more than make up for it.

One of the standout features of this card is its reward type, which is Reward Points.

With every transaction, you earn Reward Points that can be redeemed for various benefits and goodies.

To give you a head start, the welcome benefit includes 2,000 bonus InterMiles, a flight discount voucher worth Rs. 750, and a hotel discount voucher worth Rs. 1,500.

If you enjoy movies, dining, and shopping, this card has you covered.

It offers a movie dining 1+1 offer on movie ticket bookings with BookMyShow, making it perfect for a night out with friends or loved ones.

On weekdays, you earn 2 InterMiles for every Rs. 100 spent on shopping, and on weekends, you earn 3 InterMiles for every Rs. 100 spent.

Additionally, you earn 2x InterMiles on flight and hotel bookings made on intermiles.com.

For frequent travelers, this card provides an array of travel-related benefits.

It comes with a complimentary Priority Pass Membership, allowing you access to premium airport lounges worldwide.

Moreover, it offers several travel insurance covers, ensuring peace of mind during your journeys.

Unfortunately, this card does not provide access to domestic or international lounges.

However, the inclusion of 1 complimentary golf game and 1 lesson every quarter is a great perk for golf enthusiasts.

The insurance benefits of this card include a complimentary air accident insurance cover of up to Rs. 25 lakhs.

This is a valuable benefit that provides an extra layer of protection.

There is no spend based waiver available with this card, and the rewards redemption fee is nil.

However, there is a foreign currency markup of 3.5% on the conversion amount, which is essential to keep in mind when using the card abroad.

The interest rate for this card stands at 3.83% per month (46% per annum), which is worth considering if you tend to carry a balance on your credit card.

When it comes to fuel surcharges, this card provides a 1% fuel surcharge waiver on all transactions between Rs. 400 to Rs. 4,000 across all fuel stations in India.

This is a useful benefit for those who frequently use their card for fuel purchases.

If you ever need cash in a pinch, cash advances are available with a charge of 2.5% on the withdrawal amount, with a minimum charge of Rs. 300.

To sum it up, the IndusInd Intermiles Voyage Visa Credit Card offers a range of benefits and rewards that are highly suited for travel enthusiasts.

While there are a few shortcomings, such as the joining and renewal fees, the overall package of rewards, welcome benefits, and insurance covers make this card a top-notch choice for avid travelers.

So, buckle up and get ready to explore the world with this fantastic credit card.