IndusInd Bank Iconia Amex Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Enjoy exclusive hotel and shopping gift vouchers as a special welcome perk. Avail a Buy 1 Get 1 offer on movie ticket bookings through BookMyShow and Sathyam Cinema. Earn 1.5 reward points for every Rs. 100 spent on weekdays and 2 reward points for every Rs. 100 spent on weekends. Get access to top domestic airport lounges. Receive a complimentary Priority Pass Membership. Participate in complimentary golf games and lessons at various locations. Benefit from round-the-clock concierge service and auto assistance. Get a 1% waiver on fuel surcharge for transactions at all fuel stations in India. Receive a personal air accident cover worth Rs. 25 lakhs.

The IndusInd Bank Iconia Amex Credit Card is a popular choice for individuals who enjoy movies, travel, and dining.

With a joining fee of Rs. 3,500 + GST and no renewal fee, this card offers great value for its users.

The reward type offered by this credit card is Reward Points, allowing cardholders to accumulate points with their spends.

Upon joining, users are greeted with exclusive Montblanc e-gift vouchers, Postcard hotel vouchers, and Luxe Gift cards, along with vouchers from popular brands like Flipkart and Big Bazaar.

For movie enthusiasts, this card offers a fantastic benefit of Buy 1 Get 1 on movie ticket bookings through BookMyShow.

Additionally, for those who love to shop, 1.5 reward points are earned on every Rs 100 spent on weekdays, and 2 reward points are earned on every Rs 100 spent on weekends.

Travel lovers will appreciate the Complimentary Domestic lounge access provided by this AMEX card, along with a complimentary priority pass membership.

Cardholders can enjoy 8 complimentary domestic lounge access every year using this credit card.

Unfortunately, there is no international lounge access available.

Golf enthusiasts are not left behind, as this card offers 1 complimentary golf game and 1 golf lesson every quarter.

Moreover, it provides insurance benefits such as a Personal Air Accident cover worth Rs. 25 lakhs.

While this card does not offer a spend based waiver, the rewards redemption fee is Rs. 100 per redemption request.

For international transactions, a 3.5% foreign currency markup is applicable.

The interest rate on this credit card is 3.83% per month (46% per annum).

However, cardholders can enjoy a 1% fuel surcharge waiver on transactions at all fuel stations across India.

Cash advances are subject to a fee of 2.5% on the withdrawal amount, with a minimum charge of Rs. 300.

In conclusion, the IndusInd Bank Iconia Amex Credit Card is an excellent choice for individuals who enjoy movies, travel, and dining.

With its generous rewards program, exclusive welcome benefits, and various perks, this card provides cardholders with a rewarding experience.