Emirates Skywards ICICI Bank Sapphiro Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

- Enjoy the Welcome benefit of receiving 5,000 bonus Skyward Miles. - Receive a complimentary Emirates Skywards Silver Tier membership. - Earn up to 2 Skyward Miles for every Rs. 100 spent. - Enjoy free access to domestic and international airport lounges. - Get Buy 1 Get 1 Free movie tickets through BookMyShow. - Receive enticing discounts on dining bills with the Culinary Treats Programme. - Enjoy a 1% fuel surcharge waiver.

The Emirates Skywards ICICI Bank Sapphiro Credit Card is a travel-focused credit card that offers a range of benefits and rewards for frequent flyers.

With a joining fee of Rs. 5,000 + GST and a renewal fee of Rs. 5,000 + GST, this card is best suited for individuals who travel frequently and want to take advantage of the rewards and privileges offered.

One of the key welcome benefits of this card is the 5,000 bonus Skyward Miles that you receive upon sign-up.

In addition, you also get complimentary Emirates Skywards Silver Tier membership, which comes with its own perks and privileges.

When it comes to entertainment, the Emirates Skywards ICICI Bank Sapphiro Credit Card offers a great deal.

You can enjoy Buy 1 Get 1 Free movie tickets on BookMyShow, making your movie outings more affordable and enjoyable.

For all your shopping needs, this credit card rewards you with 2 Skyward Miles for every Rs. 100 spent.

Not only that, but you also earn 1 Skyward Mile for every Rs. 100 spent on insurance and utility payments, making it a versatile rewards card.

When it comes to travel benefits, this card truly shines.

You get complimentary access to domestic and international lounges, allowing you to relax and unwind before your flight.

Additionally, you can enjoy spa sessions at select lounges, making your travel experience even more luxurious.

To top it off, you also get 2 complimentary access to domestic lounges per quarter if you spend Rs. 5,000 in the previous quarter.

Furthermore, you get 2 complimentary access to international lounges annually, ensuring that you can enjoy the perks of lounge access wherever you travel.

While this card does not offer any specific golf benefits or insurance benefits, it more than makes up for it with its range of other privileges.

The Emirates Skywards ICICI Bank Sapphiro Credit Card has a foreign currency markup of 3.5% on all international transactions, which is fairly standard for credit cards.

The interest rate on this card is 3.40% per month, which is in line with other credit cards in the market.

For fuel transactions, you get a 1% fuel surcharge waiver, helping you save money when you fill up your tank.

Cash advance on this card is charged at 2.5% of the amount or Rs. 500 (whichever is higher), so it's advisable to use this feature sparingly.

The rewards redemption fee for this card is nil, which means you can redeem your Skyward Miles without any additional charges.

In conclusion, the Emirates Skywards ICICI Bank Sapphiro Credit Card is a valuable travel credit card for frequent flyers.

With its range of benefits and rewards, including lounge access, movie discounts, and reward points on spending, it offers great value for money.