Flipkart Axis Bank Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Gifts worth Rs. 600 are provided as a welcome gift. On Flipkart, there is a cashback of 5%. Preferred partners such as Swiggy, Uber, PVR, and cult.fit offer a cashback of 4%. Other retail spending (with a few exceptions) earns a cashback of 1%. For customers who have spent Rs. 50,000 in the previous three months, there are 4 complimentary airport lounge accesses within India. Fuel surcharge waiver of 1% is applied at petrol pumps in India for purchases worth Rs. 400 and Rs. 4,000, with a maximum waiver of Rs. 400 per statement cycle.

The Flipkart Axis Bank Credit Card is an attractive choice for avid shoppers, offering numerous benefits and cashback rewards.

With a joining fee of Rs. 500 + GST and a renewal fee of Rs. 500 + GST, this card is reasonably priced for its features.

For shopping enthusiasts, this credit card is a dream come true.

It offers 5% cashback on Flipkart purchases and 4% cashback on preferred partners such as Swiggy, Uber, PVR, and cult.fit.

Additionally, customers can also enjoy 1% cashback on all other expenses.

The welcome benefit is quite enticing, providing users with introductory benefits worth Rs. 600 upon card issuance.

Movie buffs will appreciate the up to 15% discount at partner restaurants under Axis Bank's exclusive Dining Delights program, adding to the overall value of this card.

Travelers can also reap the benefits of this credit card, as it provides accelerated cashback (4%) on Uber rides.

Additionally, cardholders receive one free domestic airport lounge access every quarter, totaling four accesses annually.

While this card lacks specific benefits in areas such as golf and insurance, the spend based waiver is an appealing feature.

The annual fee is waived if the cardholder spends Rs. 3.5 lakhs within a year.

Financially, the Flipkart Axis Bank Credit Card has a foreign currency markup of 3.5% and an interest rate of 3.6% per month (52.86% annually).

For fuel purchases ranging from Rs. 400 to Rs. 4,000, a 1% surcharge is applicable, with a maximum waiver of Rs. 400 per month.

Cash advances come with a fee of 2.5% (Min.

Rs. 500) of the withdrawn amount.

In conclusion, the Flipkart Axis Bank Credit Card is an excellent choice for shopping enthusiasts looking for cashback rewards.

While it may not offer certain luxury benefits, it compensates with its impressive cashback rates and attractive welcome benefits.

With a reasonable fee structure and enticing shopping and travel rewards, this card presents a compelling value proposition for customers.