HDFC Bank Pixel Play Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

You will be charged a joining fee of Rs. 500 for this card. By using this card, you can receive a 5% cashback on popular brands.

The HDFC Bank Pixel Play Credit Card is a great choice for shopping enthusiasts.

With a joining fee of Rs. 500 + GST and a renewal fee of Rs. 500 + GST, it offers excellent value for money.

This credit card is best suited for those who love to shop, as it offers a cashback reward type.

Unfortunately, it does not provide any welcome benefit or movie dining offers.

However, it does offer 5% cashback on two specified categories for shopping.

If you're a frequent traveler, this card may not be the best fit for you, as it does not offer any travel-related benefits such as lounge access or insurance coverage.

The same goes for golf enthusiasts, as this card does not provide any golf-related benefits either.

To waive the renewal fee, cardholders must spend a minimum of Rs. 1 Lakh in a Card Anniversary Year.

However, the good news is that there is no rewards redemption fee.

When it comes to foreign currency transactions, the card has a markup rate of 0.035, which is quite competitive.

For fuel purchases, there is a maximum waiver of Rs. 250 each statement, which can help you save some money at the pump.

The interest rate on this credit card is 3.60% monthly and 43.20% yearly, which is in line with industry standards.

Cash advances are subject to a fee of 0.025.

In conclusion, the HDFC Bank Pixel Play Credit Card is a decent choice for avid shoppers.

While it may not offer a wide range of benefits, it provides valuable cashback rewards on shopping.

Consider it if you're looking for a basic credit card with shopping perks.