IndusInd Bank Celesta Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Earn up to 3 Reward Points per Rs. 100 spent with your IndusInd Bank Celesta Credit Card. Use your Reward Points towards cash credit. Receive welcome gifts of Rs. 50,000 worth of vouchers from Oberoi Hotels & Montblanc. Enjoy a 20% discount on movies at BookMyShow. Take advantage of a buy 1 get 1 free offer on movie tickets. Get a complimentary EazyDiner membership. Access unlimited complimentary domestic airport lounges and 2 international lounges per quarter with the Priority Pass membership. Receive a complimentary Tablet Plus membership with VIP privileges and benefits. Qualify for a fee waiver based on your spending. Enjoy complimentary golf lessons and games every month. Receive insurance coverage for various categories. Get a 1% waiver on fuel surcharge.

The IndusInd Bank Celesta Credit Card is a premium offering with a joining fee of Rs. 50,000 + GST, and a renewal fee of Rs. 5,000 + GST.

This card is perfect for individuals who enjoy watching movies and traveling, as it provides excellent benefits in these areas.

One of the most attractive features of this card is its reward system.

You can earn Reward Points on every purchase, with 1 Reward Point for every Rs. 100 spent on domestic purchases, and 3 Reward Points for every Rs. 100 spent on international purchases.

These points can be redeemed for a variety of exciting options.

As a welcome benefit, you have the option to choose either Oberoi hotels/resorts vouchers worth Rs. 50,000 or Montblanc vouchers worth Rs. 50,000.

This allows you to enjoy luxury experiences right from the start.

When it comes to movies and dining, this card truly shines.

With the IndusInd Bank Celesta Credit Card, you can avail a 20% discount on movies and enjoy a buy 1 get 1 free offer on movie tickets through BookMyShow.

Additionally, you are eligible for a complimentary EazyDiner Prime membership, allowing you to indulge in fine dining experiences.

For those who love to shop, this card offers excellent rewards.

With every purchase, you earn Reward Points that can be redeemed for exciting products and services.

When it comes to travel, the IndusInd Bank Celesta Credit Card has you covered.

You can enjoy complimentary airport lounge visits, both domestic and international.

With unlimited access to domestic lounges and 2 complimentary international lounge visits per quarter, you can truly relax and enjoy your journey.

For golf enthusiasts, this card offers 3 complimentary golf games and 3 complimentary golf lessons every month.

Whether you are a seasoned player or a beginner, you can enjoy the game without any additional cost.

When it comes to insurance, this card provides valuable coverage.

You are protected against air accident, lost/delayed baggage, lost passport/ticket, missed connection, and more.

This gives you peace of mind while traveling.

The renewal fee of this card can be waived off if you spend Rs. 10 lakhs or more in the last year.

This spend-based waiver is a great incentive for cardholders.

It is important to note that there is a reward redemption fee of Rs. 100 charged by IndusInd Bank.

Additionally, there is a foreign currency markup of 3.5% on all foreign currency spends.

The interest rate on this card is 2.99% per month, which is competitive in the market.

You also enjoy a 1% fuel surcharge waiver across all fuel stations.

In terms of cash advances, you will be charged either 2.5% of the cash withdrawn or Rs. 300, whichever is higher.

In conclusion, the IndusInd Bank Celesta Credit Card is a premium card that offers a host of benefits in movies, travel, shopping, and more.

With its attractive rewards program, welcome benefits, and insurance coverage, this card is designed to provide a top-notch experience for its cardholders.

So buckle up and explore the world of benefits that this card has to offer.

Switching gears to apply for this card? Dive in and start enjoying the perks now!.