IndusInd Bank Iconia Visa Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

As a welcome perk, enjoy gift cards and vouchers for popular brands such as BATA, BIBA, Titan, Pantaloons, Amazon, Flipkart, and more. Earn 0.75 Reward Points for every Rs. 100 spent on weekdays and 1 Reward Point for every Rs. 100 spent on weekends. Receive 0.70 Reward Points for every Rs. 100 spent on utility bills, insurances, government charges, and educational institution fees. Enjoy a complimentary priority pass membership. Receive one complimentary movie ticket each month. Experience one complimentary golf lesson and one game every quarter. Enjoy a 1% fuel surcharge waiver.

The IndusInd Bank Iconia Visa Credit Card is a great choice for movie buffs, offering a range of benefits tailored to enhancing your movie-watching experience.

With a joining fee of Rs. 3,499 plus GST and no renewal fee, this card provides excellent value for money.

One of the standout features of this card is its reward system, which offers Reward Points as the primary reward type.

You can earn 0.75 Reward Points for every spend of Rs. 100 on weekdays and 1 Reward Point for every spend of Rs. 100 on weekends.

These points can be redeemed for a variety of rewards, allowing you to make the most out of your spending.

The welcome benefits of the IndusInd Bank Iconia Visa Credit Card are impressive, with various gift cards and vouchers on offer.

You can enjoy exclusive benefits from well-known brands such as Montblanc, the Postcard hotel, Amazon, Flipkart, Big Bazaar, Zee5, Apollo pharmacy, and more.

When it comes to movie dining, this card allows you to enjoy a buy 1 get 1 free offer on movie tickets through Bookmyshow.

This perk is perfect for avid moviegoers who want to make the most of their cinema trips.

For travelers, the IndusInd Bank Iconia Visa Credit Card offers a complimentary Priority Pass Membership for both the cardholder and their add-on cardholder.

However, it's important to note that this card does not provide access to domestic or international lounges.

Golf enthusiasts will appreciate the complimentary golf games and lessons at leading golf clubs in India that come with this card.

It's a fantastic perk for those who enjoy hitting the greens.

In terms of insurance benefits, the IndusInd Bank Iconia Visa Credit Card provides coverage for lost baggage, delayed baggage, lost passport, lost ticket, and missed connection.

This feature gives you peace of mind knowing that you are protected during your travels.

The foreign currency markup on this card is 3.5% on all foreign currency spends, which is in line with industry standards.

However, it's worth considering if you frequently make international transactions.

The interest rate for this card is 3.83% per month, which is relatively competitive.

It's always advisable to pay off your balance in full to avoid accruing interest charges.

When it comes to fuel surcharges, the IndusInd Bank Iconia Visa Credit Card offers a 1% fuel surcharge waiver.

This is a nice benefit that can help you save money at the pump.

If you need cash advance, it's important to note that the fee is 2.5% of the transacted amount or Rs. 300, whichever is higher.

Therefore, it's wise to use this feature sparingly.

Overall, the IndusInd Bank Iconia Visa Credit Card is a solid choice for movie enthusiasts who want to earn rewards and enjoy exclusive benefits.

With its range of perks, it offers excellent value for money and can enhance your movie-watching experience.