IndusInd Bank Pioneer Heritage Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

As a welcome gift, you will receive an A Luxe Gift Card and Oberoi e-gift voucher. Earn 2.5 Reward Points for every Rs. 100 spent on international transactions and 1 Reward Point for every Rs. 100 spent on domestic transactions. Enjoy a Buy 1 Get 1 offer on movie ticket bookings with BookMyShow. Receive up to Rs. 3,000 off on your Dining Spends. Take advantage of privileges with Club ITC Culinary Program. Enjoy complimentary access to domestic and international lounges. Benefit from a discounted markup fee of 1.8% on the conversion amount. Receive complimentary air accident protection cover worth up to Rs 2.5 crores.

The IndusInd Bank Pioneer Heritage Credit Card is an exclusive credit card that offers a range of benefits and features.

With a joining fee of Rs. 90,000 + GST and a renewal fee of Rs. 25,000 + GST, this card is aimed at high-net-worth individuals who enjoy traveling and watching movies.

One of the main advantages of this card is its reward program, which is based on Reward Points.

Cardholders earn 2.5 Reward Points for every Rs. 100 spent on international transactions and 1 Reward Point for every Rs. 100 spent on domestic transactions.

These points can be redeemed for a variety of rewards, including flight tickets, hotel stays, and merchandise.

To welcome new cardholders, IndusInd Bank offers an Oberoi e-gift voucher and a Luxe Gift card.

This is a great way to start enjoying the benefits of the card right away.

In addition, cardholders can enjoy up to 3 complimentary movie tickets every month on the Pioneer Heritage Credit Card and 4 complimentary tickets every calendar quarter on the Pioneer Heritage Metal Credit Card.

There is also a 20% discount on non-movie bookings.

For those who love to travel, this card provides several perks.

Cardholders can enjoy complimentary domestic and international lounge access, as well as a complimentary LoungeKey membership.

Additionally, cardholders can avail of a complimentary third-night stay at Oberoi Hotels and Resorts.

With the Pioneer Heritage Metal Credit Card, unlimited domestic and international lounge access is provided.

Golf enthusiasts will appreciate the 12 complimentary rounds of green fees and 12 complimentary golf lessons every year.

Cardholders can also enjoy 4 complimentary green fee rounds for their guests.

Insurance benefits are also provided with this credit card.

Cardholders receive complimentary air accident protection cover worth up to Rs. 2.5 crore, providing peace of mind during their travels.

The IndusInd Bank Pioneer Heritage Credit Card also offers a spend-based waiver, allowing cardholders to waive the annual fee by spending a certain amount using the credit card in the previous year.

It is important to note that this card has a rewards redemption fee of Rs. 100 per redemption request, and a foreign currency markup of 1.8% of the amount transacted.

The interest rate is 2.99% per month (35.88% per annum).

However, the card does offer a surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 4,000, which can be helpful for those who frequently fuel up their vehicles.

Overall, the IndusInd Bank Pioneer Heritage Credit Card is a premium credit card that offers a wide range of benefits, particularly for movie enthusiasts, travelers, and golfers.

With its generous rewards program and exclusive privileges, this card is well-suited for high-net-worth individuals who enjoy luxury experiences.