IndusInd Bank Pioneer Legacy Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

As a welcome benefit, you will receive an e-gift voucher for the Oberoi hotel and a Luxe Gift card worth Rs 5,000. You will earn 2 Reward Points for every Rs. 100 spent on weekends and 1 Reward Point for every Rs. 100 spent on weekdays. On achieving the milestone spend, you will receive 6,000 bonus reward points every year. You can enjoy a Buy 1 Get 1 offer on movie ticket bookings on BookMyShow. You will have complimentary access to domestic and international lounges. You can also enjoy complimentary golf games at selected golf courses. In addition, you will be provided with an air accident cover worth Rs. 25 lakhs and various travel insurances. There is no cash advance fee associated with this card. Furthermore, you will benefit from a low foreign currency markup fee of 1.8%. You will have access to 24x7 concierge services. Lastly, you will enjoy a 1% fuel surcharge waiver.

I recently had the opportunity to review the IndusInd Bank Pioneer Legacy Credit Card, and I must say, it offers some impressive benefits.

With a joining fee of Rs. 45,000 + GST and no renewal fee, this card is a great choice for individuals who enjoy movies and travel.

One of the standout features of this credit card is its reward type, which is Reward Points.

By using this card, you can earn Reward Points on your purchases and redeem them for a variety of exciting rewards.

And speaking of rewards, the welcome benefit for this card includes an Oberoi hotel e-gift voucher and a Luxe Gift card worth Rs. 5,000.

It's a fantastic way to kickstart your card membership.

If you're a movie enthusiast, you're in for a treat.

The Pioneer Legacy Credit Card offers a buy 1 get 1 free offer on movie tickets when you book through BookMyShow.

It's an excellent perk for enjoying a night at the movies with a friend or loved one.

Additionally, on weekends, every Rs. 100 spent will earn you 2 Reward Points, while weekdays will earn you 1 Reward Point for the same spend on shopping.

For those with a passion for travel, this card does not disappoint.

You'll have complimentary access to both domestic and international lounges, allowing you to relax and unwind before your flights.

Furthermore, this card offers various travel insurance covers to ensure you have peace of mind during your journeys.

To add to the travel benefits, you'll receive 1 complimentary domestic lounge access every quarter and 2 complimentary international lounge accesses every quarter with the Priority Pass.

Golf enthusiasts will also appreciate the 4 complimentary golf games they can enjoy every month with this card.

It's a great way to stay active while indulging in your favorite sport.

And speaking of protection, the card offers a complimentary Air Accident cover worth Rs. 25 lakhs, ensuring your safety in case of any unforeseen events.

The IndusInd Bank Pioneer Legacy Credit Card comes with a rewards redemption fee of Rs. 100 and a foreign currency markup of 1.8% on all foreign currency transactions.

However, the interest rate is slightly on the higher side, at 3.83% per month (46% per annum).

It's essential to keep this in mind when managing your finances.

On the fuel front, this card offers a 1% surcharge waiver on fuel transactions falling between Rs. 400 and Rs. 4,000.

It's a small perk, but every bit helps.

Lastly, there is no cash advance fee associated with this credit card.

In conclusion, the IndusInd Bank Pioneer Legacy Credit Card is a notable offering for individuals who love movies, travel, and golf.

With its array of benefits, including lounge access, complimentary golf games, and travel insurance covers, it undoubtedly caters to the needs of avid travelers.

However, it's important to consider the higher interest rate and rewards redemption fee before making a decision.

Overall, this credit card provides excellent value for its target audience.