IndusInd Bank Platinum Aura Edge Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

You have the freedom to select your preferred reward plan. You have the opportunity to earn up to 4 Saving Points for every Rs. 100 spent. Travel insurance covers various categories. This includes personal air-accident coverage. You will receive a waiver for a 1% fuel surcharge. Available round the clock, concierge services are provided.

The IndusInd Bank Platinum Aura Edge Credit Card is a great choice for avid shoppers.

With a joining fee and renewal fee of Nil, this card offers attractive benefits and rewards for your shopping needs.

One of the key features of this credit card is its reward type - Reward Points.

Every time you use your card for shopping, you earn 0.5 Saving points per Rs. 100 spent on all categories.

Additionally, for selected categories, you can earn up to 4 saving points per Rs. 100 spent.

These reward points can be redeemed for various exciting options.

As a welcome benefit, this card offers discount gift vouchers from popular brands like Pantaloons, Bata, Raymond, Hush Puppies, and more.

These vouchers are a fantastic way to start enjoying the perks of this credit card right from the beginning.

In terms of insurance benefits, this card provides coverage against an air accident, lost/delayed baggage, lost passport/ticket, and unauthorized transactions made on a lost/stolen card.

This ensures peace of mind while you indulge in your shopping spree.

While this card doesn't offer specific benefits for movie dining, travel, domestic lounge access, international lounge access, or golf, its focus on shopping rewards and insurance coverage make it a great fit for shopaholics.

Other notable features of this card include a fuel surcharge waiver of 1% for transactions between Rs. 400 and Rs. 4,000, a cash advance fee of 2.5% or Rs. 300 (whichever is higher), and a foreign currency markup of 3.5% of the foreign currency amount transacted.

The interest rate on this card is 3.95% per month.

It's worth mentioning that there is a rewards redemption fee of Rs. 100, which should be taken into consideration when redeeming your reward points.

In conclusion, the IndusInd Bank Platinum Aura Edge Credit Card is an excellent choice for individuals who love to shop.

With its rewarding points system, welcome benefits, and insurance coverage, this card caters to the needs of avid shoppers.