InterMiles HDFC Bank Diners Club Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Free InterMiles Gold membership for the initial year. Receive up to 25,000 bonus InterMiles as a welcome benefit. Earn 10,000 bonus InterMiles annually by exceeding Rs. 20,000 in spending within the first 30 days after card renewal. Get 8 InterMiles for every Rs. 150 spent on retail purchases with your InterMiles HDFC Bank Diners Club Credit Card. Earn 2x InterMiles for every Rs. 150 spent on flight bookings through www.intermiles.com/flights and hotel bookings through www.intermiles.com/hotels. Enjoy exclusive discounts on Etihad Airways tickets. Access to unlimited airport lounges through the Domestic Lounge Program. Complimentary Dineout Passport Membership. Renewal fee waived based on spending.

The InterMiles HDFC Bank Diners Club Credit Card is a top-notch credit card option for frequent travelers.

With its impressive range of benefits and rewards, this card is designed to enhance your travel experience while also offering enticing perks for movie dining, shopping, and more.

One of the most attractive features of this card is the welcome benefit.

Upon joining, cardholders receive InterMiles Gold membership for the first year along with up to 25,000 bonus InterMiles.

This is an excellent way to kickstart your rewards journey.

For movie lovers, the complimentary Dineout Passport Membership and 15% off additionally is a great perk.

This allows you to enjoy a fine dining experience while also enjoying savings at the movies.

When it comes to shopping, the InterMiles HDFC Bank Diners Club Credit Card offers excellent rewards.

Cardholders earn 8 InterMiles for every Rs. 150 spent on retail transactions.

Additionally, for every Rs. 150 spent towards flight and hotel bookings on intermiles.com, you earn an impressive 16 InterMiles.

These rewards can be redeemed for a wide range of travel and lifestyle benefits.

Speaking of travel benefits, this card truly excels in providing a luxurious experience.

Cardholders enjoy unlimited access to over 1,000 airport lounges in India and all over the world.

This is perfect for frequent flyers who want to relax and unwind before their flights.

Exclusive discounts on Etihad Airways also make this credit card a valuable travel companion.

The InterMiles HDFC Bank Diners Club Credit Card goes beyond just airport lounges.

With unlimited access to over 1000+ airport lounges in India, even domestic travelers can enjoy a touch of luxury.

For avid golfers, this credit card offers unlimited complimentary golf games at leading golf courses in India and selected courses worldwide.

This feature sets the card apart from others in the market and provides a unique benefit to golf enthusiasts.

When it comes to insurance benefits, the InterMiles HDFC Bank Diners Club Credit Card leaves no stone unturned.

Cardholders enjoy extensive coverage including air accident cover amounting to Rs. 2 crores, emergency overseas hospitalization cover amounting to Rs. 50 lakhs, travel insurance cover amounting to Rs. 55,000, and credit liability cover amounting to Rs. 9 lakhs.

These insurance benefits offer peace of mind during your travels.

The spend-based waiver for the renewal fee is a notable feature.

If you spend at least Rs. 8 lakhs in the previous year, the renewal fee of Rs. 5,000 + GST is waived.

This offers an incentive for cardholders to continue using the card and enjoy its benefits.

It is important to note that there is a rewards redemption fee of Rs. 99 (plus applicable taxes).

Furthermore, there is a 2% foreign currency markup on all international spends, which may affect the overall cost of using the card abroad.

For cash advances, the higher of Rs. 500 or 2.5% of the amount withdrawn is applicable.

It is advisable to use this feature sparingly due to the associated costs.

Overall, the InterMiles HDFC Bank Diners Club Credit Card is an excellent choice for frequent travelers, movie enthusiasts, shoppers, and golf lovers.

With its extensive range of benefits, luxurious travel perks, and attractive rewards program, this credit card offers great value for its joining and renewal fees.